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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18638 reviews)

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4.92

Based on 18,638 reviews, last reviewed 19th Jun 2026

188250% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

whilst setting up my DMP Step Change couldnt have be... whilst setting up my DMP Step Change couldnt have been more helpful, and the advice given was clear and concise. I found filling in the budget form ve... Read more Reviewed on: 19th June 2026

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18638)

Review of the StepChange, Debt advice:

Retaking control

You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

Very helpful, excellent service.

Very helpful, excellent service. Overall good experience Reviewed on: 27th May 2026

Great experience

I was overwhelmed and anxious about my debt before contacting StepChange, but reaching out to them was one of the best decisions I’ve made. They treated me with kindness and respect, listened without judgement, and helped me create a plan I could actually stick to. For the first time in a long while, I feel hopeful about my finances again. I’m genuinely grateful for all their help and support. Reviewed on: 27th May 2026

exellent

Stepchange has helped me with my debt management plan and they have been brilliant Reviewed on: 27th May 2026

Excellent experience with step change.

Excellent experience with step change. Great service and every colleague I spoke to were a big help. Superb. Reviewed on: 27th May 2026

I had money worries because of illness and step chan...

I had money worries because of illness and step change help me very personal service and very helpful thank you Reviewed on: 27th May 2026

Need help, it's here for you..

They were their for me throughout the process. Not only have they helped me, but thousands more. So if your stuck and need help and re direction find the phone number and call. The way this country have over priced everything and still going up in cost, people need help from the stress and strain that's been put on them. Reviewed on: 27th May 2026

Excellent

Although it felt very daunting making the initial call to StepChange, they were all so very nice, careing and not judgemental at all! The care and compassion they showed was nothing short of being exceptional! Reviewed on: 27th May 2026

Always very helpful, polite and very understanding,...

Always very helpful, polite and very understanding, I don't regret getting in touch. The advice and help they gave us was amazing Reviewed on: 27th May 2026

Great service super easy

i have been a customer for a long time now and they have helped me immensly to finally get back on track when i was in a real mess finacially Reviewed on: 27th May 2026

I've been dealing with stepchange for awhile and the...

I've been dealing with stepchange for awhile and there friendly and treat you as a person if though your debt customer service is excellent Reviewed on: 27th May 2026

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