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StepChange: Debt advice reviews

4.95
Based on 14,715 reviews, last reviewed 31st Dec 2025
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025
Debbie P's avatar
Debbie P

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (14715)

I was worried before joining step change.

5
I was worried before joining step change. They have helped me with all my debts. Always there if I have a question. Would recommend them to anyone Reviewed on: 25th May 2025

A great help when I was so overwhelmed and worried a...

5
A great help when I was so overwhelmed and worried about my debts, helped me to get everything in order. Reviewed on: 25th May 2025

Exellent 5***** service

5
Helped me through darkest period of my life great team i was highly stressed as lost buisness due to covid many thanks ,now re building Reviewed on: 25th May 2025

Stepchange have been a wonderful help and support ti...

5
Stepchange have been a wonderful help and support time with my debt difficulties for a long time. They are totally non judgemental and always their very best to reassure you. Reviewed on: 25th May 2025

Easy to use service and finally made me get control...

5
Easy to use service and finally made me get control over my debt and finances Reviewed on: 25th May 2025

Excellent service

5
Excellent help & advice at a difficult time to help ease our financial problems.I would recommend stepchange to everyone Reviewed on: 25th May 2025

I was going through a difficult time but the process...

5
I was going through a difficult time but the process was made easier by Stepchange advisors. Reviewed on: 25th May 2025

I wish I had contacted Stepchange sooner

5
Really didn’t know what to do, lots of credit card debt. Spoke to Stepchange and there is no judgement just lots of help and advice. Given options. You are encouraged to take everything into account, even things that you perhaps don’t think of, but they do. You get regular statements so you know how you’re progressing. I find they are available by phone to speak to someone, an actual person, if I have a query. I’m now managing both my money and my life with so much less stress. I honestly wish I had taken this step sooner but I didn’t. Reviewed on: 25th May 2025

StepChange are really the best.

5
I have been with StepChange Debt Management for a few years now - since I lost my job during the Corona Virus. My management was guided by specialist helpers, who were special to me - wonderful people, those who guided me throughout the process. I am indebted to those who helped me on the way. Reviewed on: 25th May 2025

Excellent company

5
I was embarrassed to be phoning step change but due to change in circumstances, I had no choice. I was made to feel so at ease and wasn't judged at all , each time I've phoned I've had a lovely friendly person at the end of my call, I m nearly clear now , took ten years but I've struggled though it with excellent help and advice Reviewed on: 25th May 2025

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