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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18670 reviews)

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4.92

Based on 18,670 reviews, last reviewed 28th Jul 2026

75700% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Supportive team, Helpful controllable solutions After struggling financially because of an abusive relationship and becoming a solo parent to a very young child, StepChange Deb Advice have helped me... Read more Reviewed on: 28th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18670)

Review of the StepChange, Debt advice:

Amazing .... Thank You

I believe Step Change saved me. I was struggling to keep my head above water and there seemed to be no way out but Stepchange helped me so much. If your struggling then please make contact with them. Reviewed on: 24th May 2025

Life savets

Without step change I wouldn’t be here, they have been there by my side to help with all my debt issues and I really can’t thank them enough! Reviewed on: 12th August 2022

Crucial help

Step change helped me to understand my situation and advised how to manage it without exacerbating my feelings of shame and failure. Extremely important service. Thank you. Reviewed on: 12th August 2022

Excellent service

Very helpful and everything explained perfectly Reviewed on: 12th August 2022

At a horrible time of your life Step Change helps you find peace

The help Step Change give to debtors is explained calmly and clearly and the situation you are in seems less hopeless and more mendable. The staff are extremely helpful and easy to talk to. They do not judge you in any way. A wonderful service. Reviewed on: 12th August 2022

Enabled me to make manageable payments towards my debts, a lifeline when I could not confide my fears and anxieties. A weight off my shoulders

Got into credit card debt as income reduced, was able with Step Change to plan a manageable monthly payment, now only 18 months from being debt free. Reviewed on: 12th August 2022

Thank you so much

I got the Financial advice I needed. They put on a suitable programme to clear my debt. I was worried but now I am in good hands. Very nice people. Reviewed on: 12th August 2022

Put all my affordable debts into one

Since being 3 years with stepchange i can finally sleep through night without worrying one affordable payment month thanku stepchange ur brilliant Reviewed on: 12th August 2022

Excellent Service

We are already on a debt management plan. The staff are always friendly. Everything is explained clearly. Excellent Service. Thank you. Reviewed on: 12th August 2022

Life saver

I was in terrible debt sleepless nights, stressed and short tempered. I wanted to pay any excess income to the people I owed without a company taking a fee. I am now nearly debt free after 11 years. Stepchange have been the best support I could ask for. Reviewed on: 12th August 2022

Peace of mind

I wasn't sleeping, already suffering from depression my tablets had to be increased, my partner had got us into 30,000 of debt but just couldn't care less. At my wits end I tried several other debt management services but they all took a percentage, I was already in debt, I needed all the repayments to go towards paying it off. It was called CCCS then, I think I actually cried on the phone when we'd gone through the figures & they said they could help consolidate all the debts , stop the firms hassling me, take the burden off my shoulders. They continue to help me, quite a few years on but I've never felt pressured to pay back more than I can afford, their advice, now as Step Change, has been invaluable. Thank you is not enough, they deserve any awards going! Reviewed on: 12th August 2022

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