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StepChange: Debt advice reviews

4.92
Based on 18,663 reviews, last reviewed 12th Jul 2026
126067% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best thing I done to help me with my finances. When I first got in touch with step change I was a bit worried about it. A lot of questions were asked about my finances but the person I spoke to was... Read more Reviewed on: 12th July 2026
Sonya B's avatar
Sonya B

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18663)

Review of the StepChange, Debt advice:

Dare to hope,!

5
I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

The difference between worry and sanity

5
Stepchange changed my life for the better when I was at my lowest. I am now on the road to paying off all my debts and am forever thankful for their help. Reviewed on: 4th September 2021

Step Change

5
Very helpful and extremely friendly Reviewed on: 4th September 2021

Releiving debt worries.

5
I was helped to deal with debt by knowlegble and non judgemental people giving me great support and peace of mind. Reviewed on: 4th September 2021

Easy and friendly service

5
Amazing and supportive staff who make the process easy and stress free. Reviewed on: 4th September 2021

They are a life saver

5
Didnt know what to do i was sinking in debt! But id heard about this company that could help! I picked up the phone. The rest is history. Im so more in control with my money now! Peace of mind every month Reviewed on: 4th September 2021

Best

5
STEP change has changed my life for the better Reviewed on: 4th September 2021

LIFESAVERS AND LIFE CHANGERS

5
I ran into financial difficulties after having my hours cut at work and then bills mounting up and overdrafts increasing. My friend suggested I contact STEPCHANGE after things started having an effect on me mentally. From the initial contact I felt an immediate burden lifted. The amazing people who work here were kind and compassionate throughout and deserve high praise indeed. I am eternally grateful for everything you do x Reviewed on: 4th September 2021

Great service

5
Step change has gone all the way in making sure I have peace of mind in my difficult times. Reviewed on: 4th September 2021

Fabulous customer service

5
Struggling, worried and stressed during Covid with debts piling up, contacted step change who helped me sort out my finances so I could sleep at night xx Reviewed on: 4th September 2021

No1

5
Helped me out alot more than if I went to another debt management company and they don't pester you with any other offers they offer Reviewed on: 4th September 2021