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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14720 reviews)

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4.95

Based on 14,720 reviews, last reviewed 16th Apr 2026

25% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (14720)

Peace of mind

When I felt everything was spiraling out of control Step Change were the life line. I can no sleep at night and can see the light at the end of the tunnel! Reviewed on: 22nd June 2021

Debt repayments

Very helpful, good communications. Reviewed on: 22nd June 2021

Excellent

Simple, straightforward and sorted everything out quickly Reviewed on: 21st June 2021

Debt plan gave me the courage to carry on

Step change have literally changed my life for the better. I can breathe once again, with their sound help and advise I feel like I have a life once again and that their is light at the end of the tunnel. All I can say is Thankyou for everything. Reviewed on: 21st June 2021

Stepchange don't charge fees

I used to pay my debts through a different agency but realised I was paying a 33% fee out of my monthly payment, so my debts weren't lowering. I'm so glad I then found Stepchange as they don't charge any fees and I'm finally almost debt free thanks to that and them. Reviewed on: 21st June 2021

Help when needed

They are brilliant very helpful and understanding and really put your mind at ease and nothing is any problem .They help with everything and explain all the way through so you know exactly what is happening and how to get you out of debt Reviewed on: 21st June 2021

Debt made easy

It’s scary being in debt and easy to ignore. But Stepchange made everything easy and they didn’t judge me. After all there are a lot of us in the same situation. Reviewed on: 21st June 2021

Excellent service

Since I started with Stepchange Debt Management, they have helped in lifting the enormous burden off my shoulders regarding payments to my different creditors on time and lessen the sleepiness nights. Reviewed on: 21st June 2021

Help when I needed it most

I am worry free now. Stepchange helped me to organize my finances Reviewed on: 21st June 2021

Fantastic

Stepchange is fantastic, all the people are so kind, friendly and extremely helpful I’m so glad I went to them, they really helped me financially but were also there for my well being. Thank you Stepchange you changed my life. Reviewed on: 21st June 2021

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