Write a review

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14715 reviews)

View other StepChange products

4.95

Based on 14,715 reviews, last reviewed 31st Dec 2025

67% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

Read all reviews Write a review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Review StepChange: Debt advice now

Help others make smarter decisions by sharing your own experience.

Write a review

StepChange Debt advice reviews (14715)

Step Change changed everything for my future

I was in a terrible way when I first spoke to step change. My wife and I had just separated, I had an incredible amount of debt and I didn’t know where to turn. They calmly and kindly sat with me and helped me through the situation and I am now on a plan that has helped level me out and start to plan for the future. Reviewed on: 25th May 2025

Without StepChange i don't know what I would do, the...

Without StepChange i don't know what I would do, they have made it easier for me to sleep at night without the stress and worry. Reviewed on: 25th May 2025

From Start To Finish, an easy process

Start To Finish, an easy process which takes into account all outsganding agreements/payments, assesses affordability and allows one monthly payment to nmbe set based on this. Step Change dealt withe the creditors and reduced my anxiety. Reviewed on: 25th May 2025

Id be still be stuck in the visisus circle of dept w...

Id be still be stuck in the visisus circle of dept without stepchange's help im now £700 better off each month it's like having a massive pay rise. Reviewed on: 25th May 2025

From anxiety to Calmness

My world felt like it was caving in when my debts were piling up and I didn’t want to default on any of them. It got to a point that after paying my rent and bills all of my money was used to cover debt and I had to do little borrowing from friends. When Step Change took charge there was calmness that was introduced to my life. Reviewed on: 25th May 2025

Hassle free straight forward advice given by friendl...

Hassle free straight forward advice given by friendly staff. Would recommend your service. Reviewed on: 25th May 2025

Breathe again

After my marriage ended my biggest worry was the £8.500 dept I was left to pay and sort out with only my basic pension to live on. So after seeing an advert I contacted deptfree direct. They were extremely helpful and made no judgement. I was offered a payment plan within my budget. The phone calls an letters from creditors stopped immediately. I could breathe again. All thanks to deptfree direct. Reviewed on: 25th May 2025

Engaging with step change is the best decision I mad...

Engaging with step change is the best decision I made to finally address my debts. They were clear with all choices available and the impact this would have on myself so I could choose the best option. They then fully liaised with the companies to set this up and agree it, I just pay them one sum each month and they sort the rest. Regular reviews of my finances mean that this payment can be adjusted to be affordable. Thank you. Reviewed on: 25th May 2025

Friendly staff, very helpful, especially when you we...

Friendly staff, very helpful, especially when you were calling customer service, you do not have the wait long time. Reviewed on: 25th May 2025

Wonderful stress free service

Been using Stepchange for several years now to manage my finances. It was easy to set up and stress free and I’ve since paid back thousands to my debtors and one day will eventually be far better off Reviewed on: 25th May 2025

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Advice service
from Debt Free Advice 5.00 from 5 reviews
Debt advice
from Business Debtline 0.00 from 0 reviews
Debt Collection
from CCI Credit Management 5.00 from 1 reviews

Want to see more from StepChange?

Mortgage Broker
from StepChange 5.00 from 6 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub