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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14717 reviews)

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4.95

Based on 14,717 reviews, last reviewed 30th Mar 2026

71% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Get out of confusion get out I being stuck with heavy debt and was going into it more and more Step change had sorted all creditors by one stop solution and at the money I could a... Read more Reviewed on: 30th March 2026

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (14717)

BEST THING EVER CREATED TO HELP WHEN IN NEED

I was struggling and without StepChange I think I would’ve been up to my ear in debt. They were understanding and helped me weigh out my options. Thanks to them I will be debt free on September :)! Reviewed on: 10th July 2020

excellent service

I was feeling at rock bottom when a friend suggested step change, they were so helpful and really helped Reviewed on: 10th July 2020

Enjoying Life Again

The strains and pressure of money worries stopped me sleeping. Granted I am still paying my debts but it is now manageable and I can’t fault the amazing work the Step Change team do. Reviewed on: 10th July 2020

Always accessible with user friendly and relevant advice.

I'm about halfway through a debt management plan arranged by Step Change which has been handled very well and given me much peace of mind. I would say to anybody with serious debt problems - don't hesitate, get in touch with Step Change and start your road to recovery. Reviewed on: 10th July 2020

Changed my life for the best

I didnt know where to turn and my sister told me to contact you and your adviser was so understanding. I felt so ashamed of getting into so much debt and didnt know where to turn. Stepchange turned my life around and I thank them every day of my life, for making me life worry free and liveable once more. I cannot say enough about them except to thank them all for everything they do and have done. Reviewed on: 10th July 2020

A FEELING OF BEING 'ON SIDE'

ALTHOUGH YOU ARE MEDIATORS - I HAVE VERY RARELY BEEN MADE TO FEEL BAD. MOSTLY YOU COME FROM A PLACE OF INSTILLING RESPONSIBILITY AND BEING PROACTIVE. I DON'T BELIEVE THAT ANYONE WOULD PURPOSELY CHOOSE DEBT - OFTEN IT IS LIFE CIRCUMSTANCES. STEP CHANGE SERVES A NECESSARY PURPOSE AND I AM PLEASED FOR THAT. 100 YEARS AGO, YOU WOULD BE THROWN IN PRISON! I HAVE TO DATE PAID BACK £10,000 - IT MIGHT BE SLOW PROGRESS BUT I AM INTENT ON PAYING BACK AND DOING THE RIGHT THING. THANK YOU - YOU MAKE IT POSSIBLE! Reviewed on: 10th July 2020

Relief from burden of debt

Excellent advise and the stress is lifted after talking to them. The whole process was easy to go through and you just leave everything in the hands to sort out. I just wish I had done it sooner. Reviewed on: 10th July 2020

A wonderful company and knowledgeable and friendly staff

Step change have literally changed my life. From being heavily in debt with no light at the end of the tunnel, they have helped me go from a very dark place where I can now see the light. Reviewed on: 10th July 2020

They put my mind at rest.

It was such a relief when I spoke to Stepchange. Reviewed on: 10th July 2020

Life savers

For the first time I felt I could stop stressing and not constantly worry about my debt after speaking to step change. They explained everything to me clearly, gave me back my life, I cant thank them enough. Reviewed on: 10th July 2020

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