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StepChange: Debt advice reviews

4.95
Based on 16,625 reviews, last reviewed 11th May 2026
91900% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Professional service Professional service. Ability to do almost everything online. Very helpful Reviewed on: 11th May 2026
Ella's avatar
Ella

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (16625)

Managed to combine all my debts into one monthly pay...

5
Managed to combine all my debts into one monthly payment which took so much pressure off me. Stepchange have been really great. Helped me so much at one of the most stressful times. They don’t make you feel silly or ashamed for getting into a pickle, they’ve only ever been kind and wanted to help, literally cannot fault them. Reviewed on: 6th May 2026

Very helpful from start to finish

5
Very helpful from start to finish, great service and great communication when needed help, didn’t feel judged at all Reviewed on: 6th May 2026

Highly recommend

5
Stepchange are very good, they help you with your debts, I know longer have stress as they put your mind at ease, and talk through what debts you have, best decision I have ever made, highly recommend them. Reviewed on: 6th May 2026

Best debt advice service

5
Very helpful,friendly gave best advice,keep me updated and remind me to review budget Reviewed on: 6th May 2026

Completely changed my mental health in regards to my...

5
Completely changed my mental health in regards to my finances putting me back in control with one payment to Step Change Reviewed on: 6th May 2026

I felt hopeless with my debts but Stepchange helped...

5
I felt hopeless with my debts but Stepchange helped me to take ownership of them and plot a way forward to become debt free Reviewed on: 6th May 2026

The DMP allowed reduce my debt from £50k to £36k

5
By 2010, total debt of over £50,000 had resulted due to inventions, securing three of my UK Patents and running around dishonest businessmen in Canada, India, the UK and the USA. Due to my worsening illnesses. I had setup my debt management plan in June 2010 and due to specialist advice of this volunteerism staff with the former management of the public service "StepChange". Due to the the similar expertise of the present staff, I am able to keep on meeting my monthly repayments over the last 16 years out of my limited earned pension and still alive and have been providing for my respectable living in a rented accommodation. Reviewed on: 6th May 2026

Changed my life.

5
Changed my life. They got me out of a downward spiriting hole and my life is infinitely better for it. Reviewed on: 6th May 2026

Excellent company, fantastic advice and great people...

5
Excellent company, fantastic advice and great people working to get you back in control of your finances. Could not think of another company who would provide so much attention to one person which is astounding. Reviewed on: 6th May 2026

I didn’t know which way to turn with the money I owed.

5
I didn’t know which way to turn with the money I owed. Then I got in touch with StepChange and it changed my life. They were so helpful and guided through the process from beginning to end. They go through all your information and find the best way forward for you. I would recommend them to anyone. Reviewed on: 6th May 2026

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