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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18665 reviews)

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4.92

Based on 18,665 reviews, last reviewed 16th Jul 2026

75600% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Escaped my debt with step change help I was so worried about my debt they took all my details and contacted all the people I owed put a payment plan in place this was taken out on the 21/... Read more Reviewed on: 16th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18665)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Help me a lot

without stepchange my life would have been not worth it Reviewed on: 5th August 2021

Excellent service life-changing

After getting in over my head stepchange have been fantastic sorting out affordable payments to my creditors so I am able to sleep better at night without the worry if any debt hanging over me which I couldn't afford Reviewed on: 5th August 2021

Amazing help

They were the only ones taking the time to listen to me and my financial situation. Thanks to them I can now live a stress free life. My debts are being dealt with. Reviewed on: 5th August 2021

The best thing I ever did!

I wish I had approached Step Change 20 years ago. They have literally changed my life. I have never felt judged and always spoken to staff who are friendly and supportive. Reviewed on: 5th August 2021

Life saving

When mental health is on all our minds Step Change eased my worries. Reviewed on: 5th August 2021

My Debt saviour

But for step change, l would have been in bankruptcy with all its implications. Reviewed on: 5th August 2021

Lifeline

Step change is a life changing organisation, it help me get my life back on track, when all seemed lost, a helping hand, truly dedicated staff who have been so helpful no matter what my situation. I would recommend Step change to anyone in financial hardship and debt. Thank you Step change. CA. Reviewed on: 5th August 2021

Peter

Really helpful company. I happy that I decided to ask them for help. Reviewed on: 5th August 2021

amazing company

I have been so worried about my financial situation however stepchange has helped me so much and feel like I can breathe again Reviewed on: 5th August 2021

Made a seemingly impossible situation work out ok

We got ourselves into some serious debt with loans and credit cards which we were managing by transferring the debt to interest free options, but then covid tripped us up when everything changed and we were sinking fast. Stepchange were brilliant and sorted everything out for us so we can still pay back what we owe but at an affordable rate. Would definitely recommend. Reviewed on: 5th August 2021

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