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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18665 reviews)

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4.92

Based on 18,665 reviews, last reviewed 16th Jul 2026

75600% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Escaped my debt with step change help I was so worried about my debt they took all my details and contacted all the people I owed put a payment plan in place this was taken out on the 21/... Read more Reviewed on: 16th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18665)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Dignity

When I contacted Step Change they listened to me and were empathetic to my situation. I was depressed and feeling like I had failed in life however they were respectful and the experience was better than I expected. Reviewed on: 29th July 2021

Best phone call ever made

The day I called Stepchange was a life changing they helped me sort out my money. Who to pay first and talked to the bank made a payment plan for me. I was at my wits end and didn't know what to do. A big Thank you to them. Reviewed on: 29th July 2021

Peace of mind

Since working with Step Change, I have managed to start sleeping at night. I have been able to feed my children without fear, I have started eating lunch again. Step Change have given me my present, future and some good memories. Thank Step Change. Reviewed on: 29th July 2021

100% helpful

Every step of the journey with stepchange so far has been the most helpful experience. I have felt like someone was genuinely listening to me and trying to help me find a solution. Reviewed on: 28th July 2021

Helpful and patient

I have always found Step Change very helpful, patient and understanding in my dealings with them. Reviewed on: 28th July 2021

Stepchange review

Stepchange have been a great help to me over the last four years, they are non-judgemental and understanding. Reviewed on: 28th July 2021

Nothing but help

Help with no judgement from very knowledgable people Reviewed on: 28th July 2021

Thank You StepChange

I was over 10k in debt and with the help of StepChange I have managed in 36 months to clear it. They were very friendly and approachable. A great help. Thank you. Reviewed on: 28th July 2021

The Best

Very helpful not judgemental caring , I don’t no what I would of done with out this amazing team of people Reviewed on: 28th July 2021

Help when you need it

Needed help when hubby left me , I am so happy with the help and support I received Reviewed on: 28th July 2021

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