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StepChange: Debt advice reviews

4.95
Based on 14,717 reviews, last reviewed 30th Mar 2026
71% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Get out of confusion get out I being stuck with heavy debt and was going into it more and more Step change had sorted all creditors by one stop solution and at the money I could a... Read more Reviewed on: 30th March 2026
Kumark's avatar
Kumark

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (14717)

Brilliant

5
Good customer service... And understanding. Reviewed on: 9th July 2020

Truly Amazing

5
Very professional, amazingly helpful, empathetic, supportive, non-judgmental and have reduced my stress levels. I urge you to contact them if you have any financial issues. Finally I got my life back on track. Thank you to everyone at Step Change Reviewed on: 9th July 2020

Relaxing and supportive.

5
I’ve had a serious problem speaking to my creditors regarding my payments. I spoke to Step Change and my thoughts were seriously eased immediately. I have found Step Change to be very professional and easy to talk too about my finances. I’ve been paying these for the past 10 years and each time I’ve had an annual review they are extremely obliging and supportive in anything I’ve asked them. I pray I will win the lottery to pay all my debts off and I would treat Step Change to something nice if I was fortunate. Bear in mind this is what got me in the position in the first place. Thank you Step Change for all the support I’ve been given for the past 10 years. Reviewed on: 9th July 2020

Fantastic

5
Always there to help if you have a problem they always try to help. Reviewed on: 9th July 2020

Excellent service

5
I’m so glad,very pice and service.Thanks Reviewed on: 9th July 2020

Steps

5
Very knowledgeable, listening to you, helpful, gives you confidence and light at the end of the tunnel. Reviewed on: 9th July 2020

Saved my life

5
Every time I speak to someone at Step Change they are friendly, helpful, kind, caring and I always finish the phone call by thanking them for being so amazing. They completely take the stress away, they understand and treat me like a human being, and ultimately, with their support, I am now moving forward with a positive mind frame and completely stress free Reviewed on: 9th July 2020

Life saving

5
I felt under pressure and couldn’t cope , I was having dark thoughts and couldn’t see a way out. My wife told me to call StepChange and it was like all the worry and stress was lifted off my shoulders. Reviewed on: 9th July 2020

Helpful

4
Surely that is something that should be recognised and should receive some word of praise. Reviewed on: 9th July 2020

A friend when you need one

5
Always treated with courtesy and patiencly. Reviewed on: 9th July 2020

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