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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18639 reviews)

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4.92

Based on 18,639 reviews, last reviewed 20th Jun 2026

188300% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

I was at my wit's end with my debts I was at my wit's end with my debts and found out about Stepchange. They helped me budget my debts whilst managing my outgoings. They have been a go... Read more Reviewed on: 20th June 2026

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18639)

Review of the StepChange, Debt advice:

Retaking control

You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

Stepchange's staff have been absolutely top notch!

Stepchange's staff have been absolutely top notch every step of the way. They have exceeded my expectations every time, and always seemed very happy to help. Reviewed on: 27th May 2026

I got caught up in a scam

I got caught up in a scam and lost a lot of money, no way I could pay it at all.Then I was told via the company I'm in debt to to speak to Stepchange. They set up a plan, and check on me. Reviewed on: 27th May 2026

Can not thank them enough

I was at my wits' end, but then I was told about the steps I'm now taking to become debt-free. They saved me; I cannot recommend them enough. Reviewed on: 27th May 2026

Excellent service very helpful when you think you ha...

Excellent service very helpful when you think you have no were to turn Reviewed on: 27th May 2026

Provide a great platform to get in control of debt

Provide a great platform to get in control of debt and plans to get debt free. Confidential and support is always on hand. Any queries are swiftly dealt with with no judgement just care Reviewed on: 27th May 2026

Phoned up in a panic after assessing the enormity of...

Phoned up in a panic after assessing the enormity of debt I had incurred. Was on with a lovely individual who was very patient and very understanding of my circumstances. We went through a number of options and ultimately settled on what best suited me. The information I had and continue to have is outstanding. Reviewed on: 27th May 2026

Excellent friendly service, up to date information a...

Excellent friendly service, up to date information and advice Reviewed on: 27th May 2026

Brilliant swift service you felt you were not alone

Brilliant swift service you felt you were not alone Reviewed on: 27th May 2026

So understanding and helpful.

They helped me when I thought that nobody could, they weren't judgemental just helpful and practical. A much easier process with their help than I expected so very happy with this service.. The website is easy to use and navigate. Reviewed on: 27th May 2026

Having a lot of stress in this day of age is hurting...

Having a lot of stress in this day of age is hurting most people and to have good help to keep us all mentally stable provides a lot of stability in life that’s why step change are the best to help in certain situations!! Reviewed on: 27th May 2026

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