Write a review

Newsletter

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18666 reviews)

View other StepChange products

4.92

Based on 18,666 reviews, last reviewed 22nd Jul 2026

75620% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Hi my name is Albert . Hi my name is Albert . I'm very satisfied based on the services given to me so far by Stepchange. It is so much appreciated. Im very grateful thanks ... Read more Reviewed on: 22nd July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

Read all reviews See your review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18666)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Needed help with debt after separation

I needed some help with my debts that other debt companies threw back at me landing me up ringing creditors and saying I couldn't pay as I have little money coming in and 2 children to look after, within minutes of ringing them I felt a weight lift off my shoulders and I haven't had any further calls from my creditors asking for more. They are excellent at their job and their customer service is outstanding. Reviewed on: 24th July 2021

Help is at hand

Upon speaking to stepchange they dealt with my financial situation, they didn't judge me either & very understanding Reviewed on: 24th July 2021

Helping hand.

So very helpful when you can't see the wood for the trees. Reviewed on: 24th July 2021

Helped solving my money problems.

Found talking to your advisers very helpful. Reviewed on: 24th July 2021

Excellent.

I would really recommend Step Change to anyone who needs helps with their finances. They really put you at ease and understand your situation and are not judgemental. Reviewed on: 24th July 2021

Stepchange Has made a masive help to me

I was truly out of my depth with companies I owed money to and someone told me of Stepchange you have turned my life around and most important I have made a big impact on my life because of my debts my son no longer will talk to me but Stepchange have turned my life around a big thank you Reviewed on: 24th July 2021

Life saver

Quite literally saved my sanity amazing company and staff go beyond awesome Reviewed on: 24th July 2021

Good advice

Good company to use, the website the staff over the phone very helpful and you know where you are with things Reviewed on: 24th July 2021

Don't pay for advice about debt.

Easy to understand, comprehensive free debt advice service. Readily available when you have questions and they don't use financial jargon. Reviewed on: 24th July 2021

Helped , when nobody else would

Through no fault of our own , we found ourselves completely overstretched financially . Stepchange helped us and we’re on our way to becoming debt free . Reviewed on: 24th July 2021

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debt Management
from DFH Financial Solutions 4.19 from 4 reviews
Debt solutions
from Back2Credit 4.87 from 2140 reviews
Debt solutions (discontinued)
from Freeze Debt (inactive company) 4.12 from 2 reviews

Want to see more from StepChange?

Mortgage Broker
from StepChange 4.26 from 6 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub