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StepChange: Debt Management reviews

4.96
Based on 13,907 reviews, last reviewed 31st May 2025
263600% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

StepChange - the life savers StepChange has been managing my debts for over a decade… I don’t know where I would be without StepChange. They saved my life. Reviewed on: 31st May 2025
Mark's avatar
Mark

Latest lowest rating:

2

Poorly managed My debt has been poorly managed and my debt increased by 8 thousand when different companies buy the debt. Reviewed on: 24th May 2025
Steven 's avatar
Steven

About this product

Read or write Step Change debt management reviews from the Smart Money People community. if you're considering using Step Change, read our reviews from people like you to decide whether it's the best product for you. Our reviews come from people who have used the product, so can offer some great insight as to whether it's good or bad. Been a Step Change debt management customer in the past? Write a review today and help others!

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StepChange Debt Management reviews (13907)

The first step to be debt free.

5
I accrued thousands in debt and due to my Financial situation changing I started to struggle to pay my obligations. Step Change were very understanding and helped me choose a solution to satisfy my debts. I’m in a debt management plan and it makes it very simple, one direct debits a month, and no more stress. Never fear debt, there’s always a solution, and I believe Step Change is the best choice. I’ve used Step Change for three years, and so far their methods have helped me pay back £3500 out of £9800. Excellent service! Reviewed on: 8th July 2020

Supportive not judgemental

5
I felt supported and free from judgement throughout the process, which reduced my anxiety massively Reviewed on: 8th July 2020

Absolutely wonderful

5
I can honestly say Step Change have changed my life. I was so anxious and depressed about my debts and from the very onset they have been kind, reassuring, and supportive. I have received information and updates frequently. Everyone I speak to is so lovely and helpful - I could not recommend them highly enough. Thank you, TRULY, FOR ALL YOU HAVE DONE. Reviewed on: 8th July 2020

Humanising debt recovery

5
I was so nervous to be needing to regain control for the second time but they had zero judgement. They helped me sort through the paperwork and get my life back in track. Thank you. Reviewed on: 8th July 2020

Incredible charity.

5
Just under 5 years ago I admitted defeat with walking my tightrope that was my finances. One of my friends put me in touch with StepChange, having used them for their own debt advice. I haven't looked back since. From the first contact to the last they have always really approachable, easy to talk to, brilliant at helping however desperate and confusing the situation appears. The website is fantastic, with tools to help in the long term as well as during your crisis, the colour and font used is ideal, as is the way it is laid out. The fact that StepChange regularly get mentioned in the House of Commons, and no other debt organisation does, tells its own story. They really should be funded, not charitable, however the fact that they are a registered charity makes the service they provide so much more impressive. Stepchange have simply changed my life and I really hope that they win this award, I will always remember what an impact they had on the way I see myself. Thank you just isn't enough. Reviewed on: 7th July 2020

Thank you

5
Step change helped me and my family when we are at lowest and most vulnerable. The staff were so compassionate and knowledgeable and never judgemental. This company saved my home and my family, thank you x Reviewed on: 5th July 2020

In no way judgemental

5
Was at the end of the line having got into debt after my divorce..will never be able to thank STEP CHANGE enough. Thankyou Reviewed on: 5th July 2020

Got me debt free!

5
Amazing patent staff that helped me work out my money problems. Now on DRO and havin my cards writen off. I can sleep agen and my anxeyity is under control now as I don’t have money worrys anymoar. Thank u stepchange. Reviewed on: 5th July 2020

Exceptional support

5
StepChange provided me with the much needed support, guidance and encouragement to resolve my debt problems. They listen, empathise and are responsive and I would always recommend them - their services are truly exceptional! Thank you for giving me my life back. Reviewed on: 5th July 2020

Professional, non-judgemental, supportive

5
I cannot begin to put into mere words what I owe to StepChange - without their support & empathetic help I think honestly I was on the brink of ending it all... I know it was me that was running up debts & I was hiding it from everyone .. then one night when I was unable to sleep I came across StepChange and from that moment when I reached out to them I felt liberated, and believed I would be able to face up to my debts - thank you so very much ....you definitely deserve to win this award. Reviewed on: 5th July 2020

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