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StepChange: Debt advice reviews

4.95
Based on 14,717 reviews, last reviewed 30th Mar 2026
71% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

Get out of confusion get out I being stuck with heavy debt and was going into it more and more Step change had sorted all creditors by one stop solution and at the money I could a... Read more Reviewed on: 30th March 2026
Kumark's avatar
Kumark

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (14717)

Very proficient

5
Excellent service very approachable all round very good service Reviewed on: 8th July 2020

Pillar of support

4
Having been left with a lot of debt from a previous relationship, I was scared that I would drown in it and not be able to support my young family. Step Change were so supportive and they have always reassured me whenever I’ve needed to check on something that I’ve received from my creditors or adjust my plan. I was so worried about asking for help but I really didn’t need to be and I wish I’d have turned to them earlier. Reviewed on: 8th July 2020

Always there to give a helping hand with the right advise

5
I was left with thousands of pounds of debt when I split from my ex wife and was on the verge of giving up until a friend mentioned step change so as a last resort I made that call and I’m glad I did because now I’m making regular affordable payments to my creditors and now slowly building my life back thanks to step change Reviewed on: 8th July 2020

Awesome

5
Helpful and honest. Perfect service that makes such a difference to the circumstances I found myself in. Thank you! Reviewed on: 8th July 2020

Excellent service provided from you.

5
I have a great experience about step change,you are the life saver and very best .I strongly recommend the people who are struggling their lives can join you and spend good life .best wishes for you always. Reviewed on: 8th July 2020

Great service

5
Staff are friendly and efficient, they make you feel like they genuinely care about you. I'm very happy with the service I've received and would definately recommend them to family and friends Reviewed on: 8th July 2020

Both myself and my wife could not have survived the past three years without the help of StepChange.

5
I became mentally unwell and was unable to work as a teacher. Also my wife became critically ill and financially we could not cope with bills. StepChange helped us both to manage our outgoings into one monthly bill which would be affordable. This has allowed both of us to regain our health and within a few years we will at last be debt free. Reviewed on: 8th July 2020

Helpful and understanding

5
Helped me not to worry, have supported me by freezing payments whilst furloughed. Great charity. Reviewed on: 8th July 2020

Absolutely brilliant

5
Stepchange are the best support I've ever received! Great customer service A+++ Reviewed on: 8th July 2020

Life savers

5
I did not know where to turn, and Step change sorted everything out, another year and a bit and I’ll be debt clear. Reviewed on: 8th July 2020

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