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StepChange: Debt advice reviews

4.95
Based on 14,717 reviews, last reviewed 30th Mar 2026
71% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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3%
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Latest highest rating:

5

Get out of confusion get out I being stuck with heavy debt and was going into it more and more Step change had sorted all creditors by one stop solution and at the money I could a... Read more Reviewed on: 30th March 2026
Kumark's avatar
Kumark

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (14717)

Most caring people and best service ever!!

5
I've spoken to several people at StepChange who have all taken personal care of my issues and helped me through one of the most difficult times of my life. They have guided me through each process and helped me find a solution. I would definitely recommend StepChange to anyone in the same situation. Reviewed on: 8th July 2020

Excellent customer care

5
There was time I couldnt sleep due to stress caused by my depts but since I joined stepchange DMP plan I never looked back. I am very happy I am on my last few months to be debt free Thank you to Step change and I will always recommend it to my friends and family. Very excellent customer care keep it up I would say to who ever is struggling with debts out there get in tonch with Step change you wont regret it. Reviewed on: 8th July 2020

They gave me my life back

5
After getting deeper and deeper into debt we were afraid to answeR the phone or open mail, step change gave us back our lives. Offering support when we need it, setting realistic payment offers for our creditors but making sure we had enough to still be able to cover all our bills Reviewed on: 8th July 2020

Absolutely amazing

5
People are helpful, friendly, and go to the ends of the earth to make you feel at ease about your debts. Thankyou. Reviewed on: 8th July 2020

Step Change saved my life...

5
I am diagnosed BiPolar with Agoraphobia. Due to my mental health, I got myself in an unmanageable amount of debt. I ignored letters, phone calls, the demands for payments until I got to breaking point and attempted suicide. After being giving StepChanges contact details from my therapist, they reassured me and sorted everything out for me. My debts are now a massive weight on my shoulders and to see that, in a few years I will be completely debt free. And I have StepChange to thank for that! So thank you for saving my life!!! Reviewed on: 8th July 2020

Brilliant

5
Best thing I ever did. No more stress and anxiety Reviewed on: 8th July 2020

Friendly helpful

5
I’ve been. With step change a while and found them great for help and advice , they do t judge you as there , there to help highly recommend Reviewed on: 8th July 2020

Life savers

5
AfterLloyds bank wouldn’t support me regarding a large loan and my wife having to leave work dew to her terminally ill mum we found ourselves fitting with only one salary...Some days were very dark... Reviewed on: 8th July 2020

Amazing

5
Stepchange really helped to deal with my debts and the debts are coming down. Customer services really understand and help you out compassionately Reviewed on: 8th July 2020

Life changing service

5
I am more than grateful for what this company has been able to provide for me! It has taken such a substantial weight of our family’s shoulders & has been there every step of the way. Reviewed on: 8th July 2020

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