Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 14,717 reviews, last reviewed 30th Mar 2026
71% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Get out of confusion get out I being stuck with heavy debt and was going into it more and more Step change had sorted all creditors by one stop solution and at the money I could a... Read more Reviewed on: 30th March 2026
Kumark's avatar
Kumark

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Review StepChange: Debt advice now

Help others make smarter decisions by sharing your own experience. Write a review

StepChange Debt advice reviews (14717)

Weight off my shoulders

5
Joining with stepchange has changed my life! It’s reduced my anxiety and made me see a light at the end of the tunnel! Friendly helpful service with your full interests in mind! Love them Reviewed on: 8th July 2020

Financial assistance

5
Very helpful in sorting out finances Reviewed on: 8th July 2020

Wonderful, unjudgmental service.

5
I was in denial about my debts, it was one of my creditors who suggested I speak to step change, I continued to bury my head in the sand for 2 more weeks whilst I plucked up the courage to make the call. They were amazing, did not judge my situation, listened and explained what they could do, never pushed me Into taking a debt management plan with them, explained I could do it myself, let me think it over and discuss with family. After taking the debt management plan out it has made me feel in more control of my debts, makes me focus on them, and i now have an end goal/target. Everytime I have contacted them they have been wonderful and sorted everything out. Would and have recommended people to these guys, keep up the good work. Reviewed on: 8th July 2020

Grateful with the support of Step Change .

5
It’s my first to be under support of Step Change . The service is amazing and gives me assurance that all my debts will be dealt with great respect and considerations. It helps me less worry and stress free . All staff are very polite, professional and well skills to handle all my query. Thank you very much and may you continue to help needy people. Reviewed on: 8th July 2020

Wish I'd know about them earlier.

5
Step change have helped me get my life and finances back on track. They have supported me through everything without making me feel judged. When Covid made matters worse they supported me and helped me find the best solution for my current situation, so I now feel more hopeful about my friends macias future. Reviewed on: 8th July 2020

Massive help

5
I was in £20k of debt and couldn’t find a way out. After talking to a few debt management companies - stepchange was the one that made things as simple as possible and the friendliest by far! Reviewed on: 8th July 2020

Extremely helpful and professional

5
StepChange helped me recover from a dark place and with their true professionalism have taken a huge weight off my mind. I wouldn't have been able to do it without them and the walked me through every step of the way. My sister recommended StepChange to me and I would certainly do exactly the same for all my friends and family who find themselves in financial difficultly. Reviewed on: 8th July 2020

Great help

5
Thanks StepChange! You really helped me get back in control. Reviewed on: 8th July 2020

Saved Me!

5
Fantastic company and people! Totally understood my situation and sorted everything out for me. I can’t tell you how much it helped my mental well-being. Thank you so very much Step Change! Reviewed on: 8th July 2020

Amazing

5
Helped me out so much and taken the stress away, such friendly advisor as wel Reviewed on: 8th July 2020

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 5.00 from 6 reviews
    StepChange
    View all products