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StepChange: Debt advice reviews

4.92
Based on 18,668 reviews, last reviewed 25th Jul 2026
75660% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Made me feel at ease explaining my situation, helped... Made me feel at ease explaining my situation, helped us so much Reviewed on: 25th July 2026
 Lmozo's avatar
Lmozo

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18668)

Review of the StepChange, Debt advice:

Dare to hope,!

5
I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Very good service

5
1st class service very helpful highly recommended thank you for helping me Reviewed on: 23rd July 2021

great friendly service

5
i was at my wits end with worry about my debt and financial situation, i took my head out the sand and phoned stepchange, i’m so glad i did, from the moment they answered the phone the put my mind at rest and made me stop worrying straight away, they were very friendly and sympathetic and went through all my debts with me and kept reassuring me not to worry they will find a solution to sort out the mess i was in, after a long chat in the telephone all my debts were in place and a plan was arranged and now i’m worry free thanks to stepchange, i make a monthly payment , the phone calls and debt letters have stopped and i can breathe again and know i will be debt free in the future, i can’t thank them enough, i can live my life again without the worry and stress, thankyou stepchange you are brilliant. Reviewed on: 23rd July 2021

Helpful

5
StepChange has helped me deal with uncontrollable debt, keeps me informed thru email of my progress. Also sending me information around living with debt. They’re there to help when you’re drowning Reviewed on: 23rd July 2021

Life changing service

4
An easy, friendly service to use,and basically life changing.If you find yourself in the growing spiral of debt I can highly recommend Stepchange. Reviewed on: 23rd July 2021

Compassionate

5
Contacted Step Change a few years ago. They were and still is the most helpful and non judgemental. Their in depth knowledge in debt management is truly amazing and they are here to help. They are the best. Reviewed on: 23rd July 2021

Debt Management

5
Very helpful people who put you at ease. Reviewed on: 23rd July 2021

Amazing service

5
Stepchange took a weight of my mind helping me . Friendly service that made you feel not judged . Reviewed on: 23rd July 2021

Amazing service

5
Step change have changed my life completely. Thank You Reviewed on: 23rd July 2021

Literally lifesaving

5
Stepchange have been my lifeline for the past few years as I was becoming increasingly depressed and anxious about my debt and didn’t know where to turn. Through them I have been able to arrange regular payments and all the stress and strain has been lifted from my shoulders. Reviewed on: 23rd July 2021

outstanding service

5
A great service ,non judgmental and really helpful Reviewed on: 23rd July 2021

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