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StepChange: Debt advice reviews

4.92
Based on 18,663 reviews, last reviewed 12th Jul 2026
126067% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best thing I done to help me with my finances. When I first got in touch with step change I was a bit worried about it. A lot of questions were asked about my finances but the person I spoke to was... Read more Reviewed on: 12th July 2026
Sonya B's avatar
Sonya B

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18664)

Review of the StepChange, Debt advice:

Great, helpfully service

5
Really helpfull and knowledgeable people. The advisor gave me advise and guided me through the whole process to set up my debt management plan. Now, I don't wake up during the night worrying because I know my financial situation getting and my debt is reducing. Reviewed on: 7th June 2025

They were great

5
They’ve been great from the word go. Always helpful, informative and reassuring. Reviewed on: 23rd July 2021

A grand organisation of very helpful and knowledgeable folk

5
We have and still are being assisted and advised towards being debt free. They have saved our marriage and sanity. Reviewed on: 23rd July 2021

Efficient yet friendly with a genuine desire to help

5
Wish I'd known about StepChange years ago! Every penny you pay goes to your creditors and the online self-service portal is brilliant. Usually very friendly and incredibly helpful staff. Reviewed on: 23rd July 2021

Stepchange help me to overcome my credit history

5
Very helpful and I regained my confidence Thank you Reviewed on: 23rd July 2021

Great charity

5
They saved me from drowning and they are all lovely people Reviewed on: 23rd July 2021

Lifeline

5
It’s over 10 years since Step Change (former CCCS) has been a part of my life and it has helped me enormously to cope with the heavy debts I owed towards my creditors. The team have been very supportive and understanding of my financial commitments towards the needs of my family and the need to pay off my debts in a safe and responsible way. There’s no doubt that StepChange has been my lifeline! Reviewed on: 23rd July 2021

Debt Management Plan

5
The best company that will help with Debt Management free of charge. People are friendly and will always guide you through. Feels like another part of family. Reviewed on: 23rd July 2021

Considerate Understanding Solution Finders

5
"They make the future feel better no matter how bad the past has been without judging you" Reviewed on: 23rd July 2021

Amazing Organisation

5
Brilliant and helpful organisation that alleviates all your worries once contacted. Reviewed on: 23rd July 2021

Life Changing!

5
Working with StepChange has been life changing for me! I went from constant worrying and sleepless nights about how I was going to meet my monthly debt payments to total peace of mind knowing my debts were being paid and I still had enough money to live on. Contacting StepChange was one of the best decisions I have ever made and I would recommend them to anyone struggling with debts. Reviewed on: 23rd July 2021

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