Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 16,270 reviews, last reviewed 7th May 2026
74800% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great help and support just what I needed Great help and support just what I needed Reviewed on: 7th May 2026
Rebecca T's avatar
Rebecca T

Latest lowest rating:

1

Double redundancy Joined stepchange after being made redundant, then ha to rejoin after Covid because I was made redundant again. Always a great help - even when I app... Read more Reviewed on: 6th May 2026
Andrew's avatar
Andrew

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Review StepChange: Debt advice now

Help others make smarter decisions by sharing your own experience. Write a review

StepChange Debt advice reviews (16270)

just perfect

5
Step change has helped me through my tough times Reviewed on: 11th July 2020

Amazing company

5
Literally life changing. I felt so confused and overwhelmed with guilt and threatening letters from company’s. All gone with the help of step change who helped me reorganise my finances and life into one easy affordable payment. All for free and without judgement. Reviewed on: 11th July 2020

very good service nice

5
you really life saving I m so happy Reviewed on: 11th July 2020

Life saving

4
Step change probably saved my mental health, pride and wellbeing. Thank you Reviewed on: 11th July 2020

Life changing

5
It can happen to anyone - regardless of your highflying job - circumstances turn on a sixpence and i never ever forget the support from Stepchange (cccs it was then) and the non judgemental support - outstanding and i recommend them always. Reviewed on: 11th July 2020

Easy process

5
Every member of the team i have spoken to have been kind and understanding and patient. I originally started trying to sort out my debts with another charity who took months, I’m so pleased Step Change had the online budget calculator for me to fill in in my own time and then when i phoned up they had the information ready to set up my DMP there and then on the phone, simple!! Reviewed on: 11th July 2020

In times of need Step change is key.

5
I have always found Step Change to be a very helpful service in times of need, dept is not always unavoidable, so to have Step Change is like having a lifeline, never had any issues, always found to be a pleasant encounter. Reviewed on: 11th July 2020

Absolute peace of mind

5
Took care of me and my financial problems and also very helpful on just a phone call Reviewed on: 11th July 2020

A simple conversation with no judgment changed my life

5
Taken all on my creditors , working all my finances out with step change, has given me the chance to start again with my financial life.. It was fast easy and a confident conversation I had , and i felt I had hope. In a few years I'll be debt free and its because of these guys . Thank you for changing my life Reviewed on: 11th July 2020

paying of my debts

5
Was worried about my situation spoke to stepcjhange about my situation they helped me to get myself sorted out cantthank them enough Reviewed on: 11th July 2020

Review StepChange: Debt advice now

Help others make smarter decisions by sharing your own experience. Write a review