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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18669 reviews)

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4.92

Based on 18,669 reviews, last reviewed 27th Jul 2026

75680% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

£27,000 of debt ? At a point in my life I had no clue what to do about debt , I was told to give step change a ring , from the first call they was kind and compassionat... Read more Reviewed on: 27th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18669)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Highly recommend

Stepchange Takes a lot of worry away and you c as n sleep easier Reviewed on: 22nd July 2021

Excellent service and advice

Peace of mind and exclwnt advice from caring consultants Reviewed on: 22nd July 2021

Giving Peace of Mind

15 years ago when I was almost at the brink of giving up my life because of piling up my debts, Step Change brought my confidence back showing the light. They took all the responsibility of my debts. I wish everyday they gain good will and able to help the helpless. Thanks. Reviewed on: 22nd July 2021

Do not hesitate to contact them

If you’re having financial difficulties please don’t hesitate to contact Step Change, there’s no judgment just helpful advice and it’s free! Reviewed on: 22nd July 2021

Step Change - Light at the end of a very dark tunnel

After 7 months in Hospital, I had spiralling credit card debts. Step Change organised my total debt. Using the template I had been given I wrote to every Credit Card Company. They froze my accounts, stopping further.interest and admin fees. Today I am almost debt free. I have no hestitation in recommending Step Change Reviewed on: 22nd July 2021

Brilliant service

Stepchange and all the brilliant staff deserve this award they have changed me and my families life forever, will never forget this, cannot thank them enough. Reviewed on: 22nd July 2021

Professional support.

Being in debt is soul destroying and worrisome. When dealing with Step-change they don't judge you, they are empathetic to your situation and reassuring that your situation can improve. Thanks to step-change I started sleeping again and stopped being so depressed. They are helping me manage my debts and helped me budget. I have recommended them to many friends and colleagues who find themselves in difficulties due to Covid. Reviewed on: 22nd July 2021

35k in debt

Step change have turned my life around. After nearly 4 years of being on a DMP, I will be completely debt free by January next year and at 57, my life will begin again! I can't wait! Reviewed on: 22nd July 2021

I can sleep better

Stepchange changed everything for me due to debts I had. Now I have a payment plan and it helps me they sorted everything out for me didn’t judge me now I’m in a good place and don’t have to worry as stepchange helped me Reviewed on: 22nd July 2021

Stop worrying

Best thing I did contacting stepchange set me up with a manageable DMP Only a year left them I am debt free Also helped with an equity release as I had an interest only mortgage My experience with Stepchange has been nothing but positive Reviewed on: 22nd July 2021

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