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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18669 reviews)

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4.92

Based on 18,669 reviews, last reviewed 27th Jul 2026

75680% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

£27,000 of debt ? At a point in my life I had no clue what to do about debt , I was told to give step change a ring , from the first call they was kind and compassionat... Read more Reviewed on: 27th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18669)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

brilliant service

made every step of my easy and took tbe pressure off Reviewed on: 22nd July 2021

Good service and very understanding

Two years ago I contacted Step Change with £17k of credit card debits and I could see no way of paying them off as I could only afford to pay the monthly interest every month. After contacting Step Change they got the interest frozen on the accounts and we made a budget to repay a monthly amount, I am now debit free as from the 10th July 21. Thank You Step Change. Reviewed on: 22nd July 2021

Nothing but good things to say about Stepchange

I've got just over 3 years to go in a 10 year plan to clear £20,000 of debt. Stepchange have been fantastic, always there to help. Reviewed on: 22nd July 2021

Anxiety eased tremendously

Very helpful and sensible advice Reviewed on: 22nd July 2021

If you have debt get professional help

Don’t have sleepless nights worrying about your debt, do the sensible thing and contact Step Change. They will give you the help you need to tackle debt in a guided manageable way. They deal with creditors and stop interest accruing and give you a way out of debt that you can afford. Reviewed on: 22nd July 2021

Excellent service

The staff are so caring and helpful and will try and help you out in the best way they can with your situation. Reviewed on: 22nd July 2021

Lucky women

Step change provided me with an excellent service. After I first contacted them they made me feel more in control of my situation. I am feeling much more positive about the future since talking to them. Reviewed on: 22nd July 2021

Changed my life

StepChange has helped me turn me life around, I was trapped in the payday loan cycle a couple of years ago and had run up huge credit card bills too. I’m now over half way to being debt free and I would never have been able to do it without their help. Reviewed on: 22nd July 2021

Thank you stepchange

Stepchange has been managing my debt for over 2 years now Brilliant customer service very easy to talk to and they have been managing my debt very well. Thank you stepchange for saving my life and my family Reviewed on: 22nd July 2021

Step change are a life saver

I was scared and when I contacted Step change I didn’t feel judged at all . The advisors are knowledgeable, professional and understanding. Highly recommended. Reviewed on: 22nd July 2021

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