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StepChange: Debt advice reviews

4.92
Based on 18,673 reviews, last reviewed 9th Aug 2026
3% increase in 5 star reviews
in the past 90 days
22% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Take the step to change Im an older lady who through illness fell behind with debts. Ended up so worried and frightened with being unwell and not being able to pay. I had a b... Read more Reviewed on: 9th August 2026
Caroline Foley's avatar
Caroline Foley

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18673)

Review of the StepChange, Debt advice:

Amazing .... Thank You

5
I believe Step Change saved me. I was struggling to keep my head above water and there seemed to be no way out but Stepchange helped me so much. If your struggling then please make contact with them. Reviewed on: 24th May 2025

Top customer service

5
Step Change is a amazing debt charity they have an amazing customer service always friendly and efficient to deal with my queries. Reviewed on: 22nd July 2021

Excellent service

5
They take the stress out of debt management. The listen and are most helpful. Reviewed on: 22nd July 2021

Amazing!!!

5
So supportive, non-judgemental. When I was at my lowest point they turned my life around. I’ll be forever grateful. Reviewed on: 22nd July 2021

Stepchqnge experience

5
Stepchange helped me clear the wood from the trees to see a way forward financially. They are easy to contact and best of all approachable if any obstacles come up. I'm now in a much better place with everything because I found them. Reviewed on: 22nd July 2021

Thank you for helping live again

5
I have always been treated with respect and understanding from the advisors I have encountered. By taking their advice and being supporters and being treated with kindness changed my life and helped me to see a way forward. My health has improved since taking control too which I can’t thank them enough! Reviewed on: 22nd July 2021

Awesome

5
So helpful and relieved the stress almost instantly Reviewed on: 22nd July 2021

Supportive and calm

5
Amazing supportive and calm agents that are positive and proactive. Concentrate on the solution not the problem. Did not make me feel embarrassed or ashamed for discussing my financial situation,void not feel at all patronised but empowered by their positivity. Excellent service that has helped me get my life back on track and helped me sleep at night!!!! Reviewed on: 22nd July 2021

Highly recommend

5
They have been very supportive to me Reviewed on: 22nd July 2021

They saved my life!

5
I was so stressed and didn't know where to turn but step change helped me prepare a repayment plan that was affordable and took the stress away - I am so grateful. Thank you Reviewed on: 22nd July 2021

Suicide to a new life

5
I was suicidal about my debts I didn't know where to turn. I had sold off all my assets just to keep paying the interest . I had nothing left. I only wished I had found the courage to approach Stepchange 3 years earlier. But I am now debt free and had support for over 6 years of the wonderful non judgemental staff . They are the best I have my life back and can now look forward to a life from fear, Thank you Stepchange Reviewed on: 22nd July 2021