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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18674 reviews)

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4.92

Based on 18,674 reviews, last reviewed 11th Aug 2026

3% decrease in 5 star reviews

in the past 90 days

22% decrease in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Step Change hugely help me Step Change team help me hugely with my financial problem.A huge thank you to all of you . Reviewed on: 11th August 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18674)

Review of the StepChange, Debt advice:

Steps to mindful financial management

Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Great

Debt piled up unfortunately as sometimes your life changes. One call to step change, set up a plan, and 1 and half years on debt almost paid off. Couldn’t be happier, no guilt when talking to someone or embarrassment Reviewed on: 22nd July 2021

Absolutely fantastic people understanding and compassionate

So helpful and knowledgeable about how best to help with making it more stressful Reviewed on: 22nd July 2021

Excellent

Start of My plane everything has always run smoothly. I feel I'm in control thanks too step change also well on my way of being debt free thank you step change. Reviewed on: 22nd July 2021

Good Service

Good service easy to talk to and explained Brilliantly Reviewed on: 22nd July 2021

Stepchange changed my life

They helped me when I didn’t know what to do about my debts, always very helpful, and the costumer service is amazing :) Reviewed on: 22nd July 2021

Peace of mind

Really helped me to get things under control and to give me peace of mind again. Best way forward and would and have recommend to anyone Reviewed on: 22nd July 2021

Simple

I have been very amazed at what I have received from Stepchange, I must admit I had never heard of these before, so I gave them a chance and not looked back, wonderful to work with Reviewed on: 22nd July 2021

Literal Lifesavers

StepChange was there when I was at my most vulnerable. They were so kind and understanding and helped me sort out my debt repayments. If not for them I probably would not still be here today. They literally saved my life! Reviewed on: 22nd July 2021

Always is here to help

Step Change helped me when I was dealing with many problems on my own. The debts kept piling up, but they were a symptom, rather than a disease itself. The advisers were excellent and when I needed even more help, they were there to help. For my creditors even mentioning StepChange was enough to accept my payment proposal. I would say that Step Change saved my life and helping to turn it around. Reviewed on: 22nd July 2021

A good few years of peace of mind and no fear.Stepchange stopped any mental problems by being there for me.

After accumalating debt by allowing banks and credit card companies to increase my credit limits when they wanted to without challenging them. They did it first and asked after. I got into trouble when my marriage brokedown.To condense this ,i was referred to stepchange and have never looked back or had sleepless nights. I will hopefully be debt free this time next year.I decided at the outset to stick to the advise Stepchange gave me,especialy on my annual budget review,which was always fair and allowed me to live under reasonable conditions without stress.I will always be grateful to Stepchange for sheperding me through this traumatic time in my life. Highly satisfied, thank you. Reviewed on: 22nd July 2021

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