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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18640 reviews)

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4.92

Based on 18,640 reviews, last reviewed 21st Jun 2026

376800% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

I don't know what I would do without step change. I don't know what I would do without step change. They have been very supportive over difficult times. Reviewed on: 21st June 2026

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18640)

Review of the StepChange, Debt advice:

Retaking control

You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

I have always been treated with full respect and not...

I have always been treated with full respect and not made to feel inadequate Reviewed on: 27th May 2026

My husband is FTD dementia person and we got debit p...

My husband is FTD dementia person and we got debit problems and contact to stepchange and sort it out everything.Very helpful and.thank you . Reviewed on: 27th May 2026

Easy to set up and a massive help to ease my state o...

Easy to set up and a massive help to ease my state of mind Reviewed on: 27th May 2026

Helpful and non-judgmental

Step change agents are helpful and non-judgmental. They made me feel at ease and explained my options at every step and made sure I understood. Reviewed on: 27th May 2026

StepChange are brilliant!

StepChange are brilliant! They gave me help and advice without judgement and are still helping me a few years later. They helped me to deal with difficult situations that were hard to see an end to. Superb service! Reviewed on: 27th May 2026

It is very difficult to reach out and admit things h...

It is very difficult to reach out and admit things have gone very financially wrong. The phone assistance was great and put me at ease. The service is excellent and really changed me from constantly afraid and stressed about my circumstances to it being something I'm aware of but feel less depressed and tearful than I did. As people often say, I wish I'd contacted them earlier. Easy to manage on line too. Reviewed on: 27th May 2026

Fantastic Service

Very kind, understanding and professional Reviewed on: 27th May 2026

Helped me with my Debt

Helped me when I didn’t know where to turn. Just felt like I was drowning but now I feel on top which helps me and I’m paying my debt back. Reviewed on: 27th May 2026

Since I started using stepchange for helping me sort...

Since I started using stepchange for helping me sort my debt, it's been the best thing for me, thanks. Reviewed on: 27th May 2026

I wish I had gone to Stepchange sooner!

Stepchange has managed my personal debt problem excellently and have surpassed my expectations. They have taken away the huge stress I was experiencing at the time and the advice they have given me has been perfect. I wish I had gone to them sooner. Reviewed on: 27th May 2026

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