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StepChange: Debt advice reviews

4.92
Based on 18,670 reviews, last reviewed 28th Jul 2026
75700% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Supportive team, Helpful controllable solutions After struggling financially because of an abusive relationship and becoming a solo parent to a very young child, StepChange Deb Advice have helped me... Read more Reviewed on: 28th July 2026
Laura O's avatar
Laura O

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18670)

Review of the StepChange, Debt advice:

It was absolutely fantastic help from start to finish.

5
It was absolutely fantastic help from start to finish. It took 8 days in total. I'm sitting here now a lot happier than I was 3 weeks ago. They put me forward (against their recommendation) for a DRO, which was passed 2 weeks ago, and because I have their backing, I have been able to liaise with my creditors a lot easier, and they have actually helped me due to my underlying health issues. Thank you to them all from Stepchange and also Money Wellness (the people who organised my finances and submitted my DRO application) From the bottom of my heart, THANK YOU. They all deserve credit and praise for their hard work. Reviewed on: 24th August 2024

Before I’m worried if I can find a help but when I c...

5
Before I’m worried if I can find a help but when I call step change it change everThing. They cared and easy to talk Reviewed on: 27th May 2026

Veles 34ry easy to talk to and very helpful

5
Very easy to talk to and very helpful Reviewed on: 27th May 2026

Excellent and everyone is so helpful and supportive...

5
Excellent and everyone is so helpful and supportive definitely recommend them. Reviewed on: 27th May 2026

Life changing!

5
Stepchange lifted a huge weight off my shoulders. They provided a stress free process without judgement. No more hiding and worrying about calls from my creditors. I couldn’t be happier with their support. Literally turned my life around and gave me a clear focus on a future to becoming debt free. Reviewed on: 27th May 2026

I was in dire financial situation and Step Change we...

5
I was in dire financial situation and Step Change were there for me. No judgement whatsoever and are helping me to get back to normal Reviewed on: 27th May 2026

Human understanding in AI world

5
In AI world a human understanding is key, and stepchange does that well Reviewed on: 27th May 2026

I got into financial problems.

5
I got into financial problems. Without stepchange i dont know where I would be. They allowed me to take a breath and carry on. I am busy sorting my life out with the help of Stepchange. Reviewed on: 27th May 2026

My No.1 Debt Management Charity

5
I have been with StepChange on two separate occasions and both times they have been extremely helpful and more importantly reassuring and nonjudgmental. Engaging with StepChange has resulted in my creditors taking a step back and stop repeated reminders, notifications. Reviewed on: 27th May 2026

StepChange helped me when I did not know how to pay...

5
StepChange helped me when I did not know how to pay off credit card debts that I could no longer pay every month. They were calm, non-judgemental and worked out a plan to pay off my debts when the credit card companies seemed more keen on threats than practical solutions. Reviewed on: 27th May 2026

Helpful and understanding

5
No judgement from them! Helpful advice and understanding! Takes the worry and stress out of debt problems Reviewed on: 27th May 2026

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