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StepChange: Debt advice reviews

4.92
Based on 18,669 reviews, last reviewed 27th Jul 2026
75680% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

£27,000 of debt ? At a point in my life I had no clue what to do about debt , I was told to give step change a ring , from the first call they was kind and compassionat... Read more Reviewed on: 27th July 2026
Darren d's avatar
Darren d

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18669)

Review of the StepChange, Debt advice:

Great, helpfully service

5
Really helpfull and knowledgeable people. The advisor gave me advise and guided me through the whole process to set up my debt management plan. Now, I don't wake up during the night worrying because I know my financial situation getting and my debt is reducing. Reviewed on: 7th June 2025

Stress savers

5
Helpful,patient,and understanding.Would recommended this company to everyone who has debt worries. Reviewed on: 18th June 2021

They give you peace of mind

5
So helpful and friendly. Take away the terrible stress that you have been under and allow you to sleep at night. Reviewed on: 18th June 2021

Peace of mind

5
I was in a very bad place with my debts. Most of the debts were taken to help family. Now I seemed to be drowning in all of this and unable to rectify it myself and deal with the creditors due to my emotional state. Yet I was working about 70 hours a week. Now I do a budget and stick to it. And every little penny I can afford to pay the loans I give. But I feel better and I am not dreading opening my letters anymore. Emotionally I feel better to read a letter of demand as I know I can talk to someone about it. Reviewed on: 18th June 2021

Just Great

5
I had a lot of debt and the company were just on my back all the time and it was making me ill. I then heard about Step Change so I contacted them and they went through everything with me and put me on a Debt Management program and contacted all my creditors for me and make all payments direct for me. If you have the same problem I have then contact Step Change. Reviewed on: 18th June 2021

Brilliant service

5
Very grateful for the help and support provided by StepChange highly recommended Reviewed on: 18th June 2021

Amazing

5
Stepchange pulled me out of a black hole of worry and debt Reviewed on: 18th June 2021

Very helpful and understanding

5
StepChange don't judge, they don't make you feel bad, they just offer good advice, sort everything out for you and they offer continuing advice. I felt like a failure when I first rang them but it was such a relief. I wish I'd contacted them much sooner as it would have saved me months of worry. Reviewed on: 18th June 2021

Fantastic service

5
I've been with StepChange for a few years now. Staff are professional, always helpful and give advice for you to make a decision on what's best for you. Fantastic service. Recommend them always. Reviewed on: 18th June 2021

Helpful and cured a lot of anxiety

5
Step change has literally saved my life Reviewed on: 18th June 2021

Take the worry away.

5
After being overwhelm with the amount of debt accrue, it's great having support from step change who has liaise with my creditors and agreed a repayment plan, no more threating letter comes through the door. Reviewed on: 18th June 2021

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