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StepChange: Debt advice reviews

4.92
Based on 18,680 reviews, last reviewed 19th Aug 2026
13% decrease in 5 star reviews
in the past 90 days
22% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Completely Life-Changing Talking to StepChange was one of the best financial decisions I ever made and I only wish I had done it sooner. I didn't even know a fraction of the o... Read more Reviewed on: 19th August 2026
James M's avatar
James M

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18680)

Review of the StepChange, Debt advice:

Step change have been my saviours

5
They have helped me more than any words can express and I will be grateful to them for the rest of my life Reviewed on: 8th July 2020

Life savers

5
Due to ill health both my husband and I lost our jobs and without step change I don’t honestly think we would be here, they gave us hope and took away a lot of stress Reviewed on: 17th June 2021

Excellent charity!

5
StepChange is a really good charity that helped me during one of the darkest time in my life. I really have a lot to thank StepChange and I would recommend it to everyone facing financial difficulties. Reviewed on: 17th June 2021

Put my mind at ease

5
Easy process, no hassle, great customer service and affordable payments arranged. Reviewed on: 17th June 2021

MOST HELPFUL AND VERY KNOWLEDGEABLE

5
When I first got in touch with Step Change I was very nervous and apprehensive . I was soon to loose my Apprehension as everything was explained to me. !! Reviewed on: 17th June 2021

Help at the end of a phone

5
They have been brilliant, they helped me get out of the mess I was in, when I was very low Reviewed on: 17th June 2021

Peace of mind

5
Step change was recommended by a friend who saw that I was struggling and very stressed. I had several creditors and I was receiving so many phone calls.I have been paying my debts through step change and ave enjoyed peace of mind.I have recommended my friends as well. Reviewed on: 17th June 2021

Amazing

5
Step change has changed my life and took all the worry away fantastic service Reviewed on: 17th June 2021

Wonderfully supportive and non judgmental

5
I have gone from sleepless nights and perpetual worry to being able to relax a little more. Whoever you speak to at Stepchange are always reassuring and non judgmental. Our debts are huge and we are over 60 without the possibility of paying the creditors within the next 10 years. Nonetheless Stepchange support us all the way and for that I am eternally grateful. Reviewed on: 17th June 2021

Julie

5
Stepchange were there for me when i needed help, advice and support. They guided me through the stages of collating what debt i had and how i could pay this off, I am now well on the way to being debt free , its been hard but i would not have made it without the help i was given by Stepchange Reviewed on: 17th June 2021

Respectful

5
Always helpful and considerate, appreciate their understanding Reviewed on: 17th June 2021

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