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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18670 reviews)

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4.92

Based on 18,670 reviews, last reviewed 28th Jul 2026

75700% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Supportive team, Helpful controllable solutions After struggling financially because of an abusive relationship and becoming a solo parent to a very young child, StepChange Deb Advice have helped me... Read more Reviewed on: 28th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18670)

Review of the StepChange, Debt advice:

Excellent from the very first step made me feel so a...

Excellent from the very first step made me feel so at ease Reviewed on: 25th May 2025

Amazing company

Literally life changing. I felt so confused and overwhelmed with guilt and threatening letters from company’s. All gone with the help of step change who helped me reorganise my finances and life into one easy affordable payment. All for free and without judgement. Reviewed on: 11th July 2020

very good service nice

you really life saving I m so happy Reviewed on: 11th July 2020

Life saving

Step change probably saved my mental health, pride and wellbeing. Thank you Reviewed on: 11th July 2020

Life changing

It can happen to anyone - regardless of your highflying job - circumstances turn on a sixpence and i never ever forget the support from Stepchange (cccs it was then) and the non judgemental support - outstanding and i recommend them always. Reviewed on: 11th July 2020

Easy process

Every member of the team i have spoken to have been kind and understanding and patient. I originally started trying to sort out my debts with another charity who took months, I’m so pleased Step Change had the online budget calculator for me to fill in in my own time and then when i phoned up they had the information ready to set up my DMP there and then on the phone, simple!! Reviewed on: 11th July 2020

In times of need Step change is key.

I have always found Step Change to be a very helpful service in times of need, dept is not always unavoidable, so to have Step Change is like having a lifeline, never had any issues, always found to be a pleasant encounter. Reviewed on: 11th July 2020

Absolute peace of mind

Took care of me and my financial problems and also very helpful on just a phone call Reviewed on: 11th July 2020

A simple conversation with no judgment changed my life

Taken all on my creditors , working all my finances out with step change, has given me the chance to start again with my financial life.. It was fast easy and a confident conversation I had , and i felt I had hope. In a few years I'll be debt free and its because of these guys . Thank you for changing my life Reviewed on: 11th July 2020

paying of my debts

Was worried about my situation spoke to stepcjhange about my situation they helped me to get myself sorted out cantthank them enough Reviewed on: 11th July 2020

Debt

I found I was in financial difficulty and did not know what to do, I was so worried and upset and happened to stumble over stepchange on the the Internet, it was one of the best phone calls i have made, straight away they took so much pressure of me, they were not judge mental at all, very professional and has answers to my questions, I felt so relieved. They put me on a debt management plan which was there recommendation, I have phoned them several times since when receiving letters from creditors and they always explain and talk me through everything and give me a understanding to what is going on. Such a heavy weight of my shoulders and to think one day I will be debt free. Thankyou stepchange x Reviewed on: 11th July 2020

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