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StepChange: Debt advice reviews

4.92
Based on 18,680 reviews, last reviewed 19th Aug 2026
13% decrease in 5 star reviews
in the past 90 days
22% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Completely Life-Changing Talking to StepChange was one of the best financial decisions I ever made and I only wish I had done it sooner. I didn't even know a fraction of the o... Read more Reviewed on: 19th August 2026
James M's avatar
James M

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18680)

Review of the StepChange, Debt advice:

Amazing .... Thank You

5
I believe Step Change saved me. I was struggling to keep my head above water and there seemed to be no way out but Stepchange helped me so much. If your struggling then please make contact with them. Reviewed on: 24th May 2025

Brilliant

5
Helped me through toughest time of my life and couldn’t be more grateful Reviewed on: 11th July 2020

Fantastic

5
StepChange have been wonderful in helping me budget and get my future back. There’s no judgment just understanding and thorough advice based on my circumstances Reviewed on: 11th July 2020

Always there to help

5
Step change are always sending debt advice and ways in which you can gain support. They are there whenever you encounter any financial issues and can usually do something to help you. Most of the advisors are more than just helpful, the only downside can be the call waiting times Reviewed on: 11th July 2020

Thank you Stepchange

5
After finding ourselves in financial difficulties some time ago, I plucked up the courage to contact Stepchange. It was the best thing I could have done, the people I spoke to made me feel that I wasn’t on my own and talked me through a debt management plan and it felt like they were holding my hand every step of the way. They are so professional and helpful. I have recommended many times. Reviewed on: 11th July 2020

Beyond helpful.

5
Really took so much strain of me with my debts. They explain everything in so much detail and take there time on the phone to you. They work with how much YOU can afford and makes life so much easier. I’d highly recommend these, and I have to many people and will continue to do so. Thank you step change :) Reviewed on: 11th July 2020

Step change has changed my life for the better

5
Been hugely supportive in getting me financially back on track Reviewed on: 11th July 2020

Life-saver

5
Stepchange actually saved my life. I was at a stage where I couldn’t cope. I couldn’t even open my letters as I feared what was inside. Thank god I phoned them. They didn’t judge or make me feel a failure. They were patient and understanding. At the end of the call I felt more able to cope and face my situation. I can’t thank them enough. Reviewed on: 11th July 2020

Pain free

5
Great straightforward advice. I could not sleep for worrying so buried my head in the sand. Calm and great judgement free service. Reviewed on: 11th July 2020

Best thing to do for peace of mind

5
Great service can't do enough to help, best think I did to sleep at night. Reviewed on: 11th July 2020

Really knowledgeable staff and great help to me

5
Excellent help and stress relief from a wonderful business Reviewed on: 11th July 2020

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