Write a review

Newsletter

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18680 reviews)

View other StepChange products

4.92

Based on 18,680 reviews, last reviewed 19th Aug 2026

13% decrease in 5 star reviews

in the past 90 days

22% decrease in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Completely Life-Changing Talking to StepChange was one of the best financial decisions I ever made and I only wish I had done it sooner. I didn't even know a fraction of the o... Read more Reviewed on: 19th August 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

Read all reviews See your review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18680)

Review of the StepChange, Debt advice:

Steps to mindful financial management

Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Changed my Life

I was scared and upset what to do as i had moved away and no job and i was also one of the people who had to stay in because of the virsus. i got on to step change to help me and they have been great help if i am worried about something i ring up the staff are a great help they listen and explain everything to you. Reviewed on: 10th July 2020

Step change, was very good

Step change, given me another Life and changing my financial situation.i am very great full and thank full to step change management. Regards Reviewed on: 10th July 2020

It will change your life

It will change your life, I had debts of around £12,000, and was paying nearly £500 a month in repayments. Just when I thought I couldn’t carry on, I heard about Step Change and contacted them. There knowledgeable friendly telephone operator immediately put me at ease, and within an hour my £500 repayment had been reduced to £150. I came off the phone feeling like a great weight has been lifted from my shoulders. I was even crying. What’s more the service didn’t cost me anything, unlike every other debt management organisation, there were no fees whatsoever. I often recommend StepChange on various social media groups and pages. I cannot recommend them highly enough for changing my life completely. Reviewed on: 10th July 2020

help us sort out my sons betting problems out

my wife and I had a real problem with my son, we help him with money but it was endless.We had to seek help as my son was thinking of ending his life! Stepchange help to get him back on track. Reviewed on: 10th July 2020

Brilliant and understanding

Just to have some with unbiased opinion listen and help create a realistic solution towards my debt......was the best result ever. Reviewed on: 10th July 2020

Amazing!

Brilliant customer service, friendly and helpful, nothing is too much trouble and Stepchange has basically changed my life! Thank you, you are all amazing and do a fantastic job! Reviewed on: 10th July 2020

Frees your mind

Step change have given me my life back again & I have dealt with then for a few years now. Every crisis in my life they have supported me through , a huge relief. Reviewed on: 10th July 2020

Excellent customer service

Prompt customer service and attention regarding my issues with financial difficulties Reviewed on: 10th July 2020

Excellent service

Since I have been with Stepchange my worries and debts are slowly and surely diminishing thanks to Stepchange and the people who run the company thank you very much God bless Reviewed on: 10th July 2020

Excellent customer service every step of the way

I was very heavily in debt, Made the phone call to Step change and completed expenditure sheet and they were then able to advise on my options and very courteous staff helped set it up talking to all my creditors for me. Huge weight off my back and cant thank them enough. Reviewed on: 10th July 2020

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debt advice
from My Debt Plan 4.85 from 386 reviews
Debt management
from Creditfix 4.69 from 795 reviews
Debt Solutions
from Debt Movement 4.08 from 18 reviews

Want to see more from StepChange?

Mortgage Broker
from StepChange 4.26 from 6 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub