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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18682 reviews)

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4.92

Based on 18,682 reviews, last reviewed 23rd Sep 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Very helpful and very informative Very helpful and very informative Reviewed on: 23rd September 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18682)

Review of the StepChange, Debt advice:

Retaking control

You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

They really helped me very helpful & explained every...

They really helped me very helpful & explained everything to me I am still with them got away to go before I am debt free I have not got the worry with being with step change fantastic company thank you Reviewed on: 27th May 2026

I have been with stepchange for 13 years & they are...

I have been with stepchange for 13 years & they are brillant helping you get out of debt i would recommed them Reviewed on: 27th May 2026

Stepchange are a life raft for people like me

Stepchange are a life raft for people like me who gets stuck in a spiraling debt crisis. There's no judgement and everything is free. I was almost scammed by a private company but thankfully I found Stepchange. It can be difficult to contact them by phone as they are likely understaffed from lack of funding. But they have an email you can contact and that tends to be quite quick. Reviewed on: 27th May 2026

Extremely helpful.

Extremely helpful. Good advice, easy to access. Reviewed on: 27th May 2026

Step charge really helpful when we were struggling f...

Step charge really helpful when we were struggling financially difficult time and they really helped to fill all the forms every time when we call for help straight away they answer the phone helped us all the time Reviewed on: 27th May 2026

Staff team where very helpful when I was in a mess w...

Staff team where very helpful when I was in a mess when I first signed up have felt supported throughout Reviewed on: 27th May 2026

Very helpful.

Very helpful. Made a traumatic situation manageable Reviewed on: 27th May 2026

EASY TO SET UP AND MANAGE.

EASY TO SET UP AND MANAGE. Takes the pressure off somewhat although unsure if after term is up how many creditors will assume debt repaid or will be looking for more Reviewed on: 27th May 2026

Fast response and keeps you from worrying

Fast response and keeps you from worrying Reviewed on: 27th May 2026

Payment plan

Helped sort out a payment plan and stopped all letters coming after I lost my job through ill health Reviewed on: 27th May 2026

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