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StepChange: Debt advice reviews

4.95
Based on 14,715 reviews, last reviewed 31st Dec 2025
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025
Debbie P's avatar
Debbie P

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (14715)

Stepchange is a life changer.

5
Stepchange is a life changer. It brings things down to earth and gives you the confidence to cope. The lovely people on the end of the phone are non judgmental and very supportive. No matter who or what , from time to time we all need some sort of help. I have recommended Stepchange to a number of people who were financially struggling. Don’t hesitate, ask for help, you will feel a whole lot better . Reviewed on: 23rd May 2025

I felt desperate after my husband passed away, my in...

5
I felt desperate after my husband passed away, my income went from great, to my pension. I had some insurance but once that was depleted i had mortgage payments. Credit card bills. I heard about step change, I called asking for help. They are not in any way judgemental, very understanding of my situation. I can not thank the staff enough for all the advice and recomendations given. This was 6 years ago. Made my life worth living as did not know where to turn. Thank you Step change highly recommend. Reviewed on: 23rd May 2025

You have helped me to get on top of my debts at a am...

5
You have helped me to get on top of my debts at a amount I can pay without making life harder. Reviewed on: 23rd May 2025

Helped me no end was snowballing and helped me have...

5
Helped me no end was snowballing and helped me have piece of mind again thank you Reviewed on: 23rd May 2025

I would recommend anyone who wango to Stea good advice.

5
They have very helpful and given a good advise. Reviewed on: 23rd May 2025

Excellent

5
All I wanted know and more,they were nice and polite two me Reviewed on: 23rd May 2025

Life saving debt management charity

5
This charity absolutely saved my life after I found myself in unmanageable debt. They took all the details of my incoming and outgoings and amount of debt and suggested the solution of a debt management plan. They dealt directly with my creditors for me so I didn't have to do a thing and I'll be debt free next year! Reviewed on: 23rd May 2025

Help when I had no-one to turn to

5
I was at a very difficult period of my life and didn't know where to turn. An internet search yielded StepChange and it couldn't have been easier to deal with them. Helpful, friendly and non-judgemental advisors who set up my plan. The phone lines are often busy but you do get monthly updates and an online portal to check your status. It was the best option for me at the time. Reviewed on: 23rd May 2025

Stepchanges are so supportive

5
Stepchange has given me stability in my life , thebadvice and assistance was amazing and they continue to support me. Reviewed on: 23rd May 2025

Great help for peace of mind and reducing debt!

5
Great help for peace of mind and reducing debt!!!! Reviewed on: 23rd May 2025

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