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StepChange: Debt advice reviews

4.95
Based on 16,733 reviews, last reviewed 13th May 2026
97000% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
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Latest highest rating:

5

StepChange helped me in a crisis. Supporting an adult child on the autism spectrum who ran up terrifying debts impacted on my own finances. I used my own credit cards and bank loans to... Read more Reviewed on: 13th May 2026
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grateful client

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (16733)

A genuinely understanding and kind organisation

5
My whole experience with Step Change has been extremely positive. The process is very straightforward to set up and is like a huge weight being lifted. Also, as someone who suffers from anxiety, especially around money, I could not rate Step Change highly enough for their kindness and understanding when I mentioned this - they offered to put a note on my file so other advisers knew to bear this in mind when I call, which I was really happy to accept. A lot of other companies could learn a lot from Step Change. They are a beacon of hope, they are genuinely understanding and provide such a fantastic service. Thank you! Reviewed on: 6th May 2026

Without their help I would be in a financial rut str...

5
Without their help I would be in a financial rut struggling with debt Reviewed on: 6th May 2026

Great service

5
Really good costumer service great help so far. Reviewed on: 6th May 2026

100% Recommended

5
Completely professional and very non judgmental, they really are there to help Reviewed on: 6th May 2026

The only way i can descibe it is.

5
The only way i can descibe it is... They were my guiding light at the end of a long, dark tunnel of debt when i had nowhere else to turn. Reviewed on: 6th May 2026

Helping me to clear debt and give me piece of...

5
Helping me to clear debt and give me piece of mind Reviewed on: 6th May 2026

I was depressed relationship was struggling and the...

5
I was depressed relationship was struggling and the weight on my shoulders was enormous, step change changed it all for me, even though I felt worthless they gave me hope and made me feel normal, paying back at a rate I could afford and 90% less worried don't think about it just contact them they are so nice and everything they do is personal centered. Reviewed on: 6th May 2026

Step change has been brilliant to me on my most diff...

5
Step change has been brilliant to me on my most difficult times staff is very helpful and understanding of my situation never been judgemental towards me at any point I've dealt with, Reviewed on: 6th May 2026

SIMPLE STRAIGHTFORWARD ADVICE ON DEBIT MANAGEMENT

5
I have always had a great service from Stepchange over many years, they explain all the various ways of debt management simply. Reviewed on: 6th May 2026

Helped me when I didn’t know where to turn would hig...

5
Helped me when I didn’t know where to turn would highly recommend if you’re struggling like I was. Reviewed on: 6th May 2026

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