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StepChange: Debt advice reviews

4.95
Based on 16,735 reviews, last reviewed 13th May 2026
97100% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
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Latest highest rating:

5

Best debt advice/advisers. Best debt advice/advisers. The service is excellent and amazingly helpful. Thank you very much. Reviewed on: 13th May 2026
Rcc's avatar
Rcc

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (16735)

SIMPLE STRAIGHTFORWARD ADVICE ON DEBIT MANAGEMENT

5
I have always had a great service from Stepchange over many years, they explain all the various ways of debt management simply. Reviewed on: 6th May 2026

Helped me when I didn’t know where to turn would hig...

5
Helped me when I didn’t know where to turn would highly recommend if you’re struggling like I was. Reviewed on: 6th May 2026

First class

5
All i can say is, that if you have money problems then these are the people to go with, first class Reviewed on: 6th May 2026

Step change h sort out my finances,an...

5
Step change has helped me to sort out my finances,and I'm more relaxed because of their help Reviewed on: 6th May 2026

Stepchange is a life saver,

5
Stepchange is a life saver, honestly don't know where I would be now without Stepchange, they are helpful and honest with their guidance, no more sleepless nights,no more dread every time the phone rings or the post is delivered, thank you so much Stepchange. Reviewed on: 6th May 2026

Excellent service in such a worrying time.

5
Excellent service in such a worrying time. Cannot fault any step. Reviewed on: 6th May 2026

Extremely unprofessional

1
Anytime I try to ring there are 50+ in the queue. They just started paying debtors without making any agreements with them (so I'm paying more interest than the payments that go in) . They did NOT pay the only priority debt - council tax arrears - so even though I paid stepchange, I still had a bayliff at the door wanting to seize my and my landlords goods. Not a single good word for stepchange. Reviewed on: 6th May 2026

Breathing again

5
I was drowning in debth and was not able to sleep from worrying all the time. After speaking to step change I was able to sleep again. Reviewed on: 6th May 2026

Stepchange is life changing.

5
Stepchange is life changing. At the start i was worrying about debt and trying to balance all the creditors. I was in a really low place when i found stepchange and they helped me from start to finish, from sorting my budget to getting all my accounts connected. I cannot recommend them enough for anyone who is struggling with debt payments. Money problems can be very mentally exhausting but stepchange really give peace of mind. Reviewed on: 6th May 2026

Excellent customer service and peace of mind

5
Starting the process of setting up a DMP was daunting, but I was helped every step of the way. Whenever I have called to discuss my account, the staff have always been friendly, warm and actually listen to you. My DMP has genuinely changed my life for the better. I no longer wake up dreading repayments and feel like I'm in control of changing my approach to debt and finances. Reviewed on: 6th May 2026

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