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StepChange: Debt advice reviews

4.92
Based on 18,669 reviews, last reviewed 27th Jul 2026
75680% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

£27,000 of debt ? At a point in my life I had no clue what to do about debt , I was told to give step change a ring , from the first call they was kind and compassionat... Read more Reviewed on: 27th July 2026
Darren d's avatar
Darren d

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
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Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18669)

Review of the StepChange, Debt advice:

It was absolutely fantastic help from start to finish.

5
It was absolutely fantastic help from start to finish. It took 8 days in total. I'm sitting here now a lot happier than I was 3 weeks ago. They put me forward (against their recommendation) for a DRO, which was passed 2 weeks ago, and because I have their backing, I have been able to liaise with my creditors a lot easier, and they have actually helped me due to my underlying health issues. Thank you to them all from Stepchange and also Money Wellness (the people who organised my finances and submitted my DRO application) From the bottom of my heart, THANK YOU. They all deserve credit and praise for their hard work. Reviewed on: 24th August 2024

Stepchange have been brilliant,helping me sort out m...

5
Stepchange have been brilliant,helping me sort out my debts after my ex left me in a lot of debt and with the divorce i felt like i was drowning,but stepchange helped sort all of it and now im on my way to being debt free, Reviewed on: 12th May 2026

gling witstepchah debt due to a illness and bein...

5
I was struggling with debt due to a illness and being self employed , step change helped me work out a plan and stopped the sleepless nights . They are always there to listen and we're a god send Reviewed on: 12th May 2026

Absolutely lifechanging - could not have managed my...

5
Absolutely lifechanging - could not have managed my financial situation without the support of stepchange Reviewed on: 12th May 2026

Amazing helpful

5
Helped me get back on my feet and manage my life and money Reviewed on: 12th May 2026

Fantastic Charity

5
It took a lot of courage to phone someone and tell them about the situation I had found myself in and when I did the service I received was amazing. No judgement. Just help and understanding that’s really what I needed at that time. Reviewed on: 12th May 2026

We were in dire straits financially so contacted Ste...

5
We were in dire straits financially so contacted Stepchange for help and they were understanding and thorough in dealing with us giving us hope and easing the worry that goes with debt. We can say that they helped us out of a sticky mess thank you Stepchange. Reviewed on: 12th May 2026

Easy to use

5
I found them easy to use doing it all online and everything was set up with ease. Reviewed on: 12th May 2026

I would recommend StepChange wholeheartedly to anyon...

5
I would recommend StepChange wholeheartedly to anyone experiencing financial difficulties. Reviewed on: 12th May 2026

A great company with friendly staff.

5
When you are in financial 'mess', StepChange helped us out of it with no judgement, just straightforward questions to give you the best advice. And they go through all your debts, followed by your income and expenditure to give your creditors a fair and affordable solution. They also contact your creditors to try and stop any further interest being added. We've been with them for several years and find them great and friendly. Thank you StepChange. Reviewed on: 12th May 2026

Stepchange affordability

5
As soon as l told them about my situation they put my mind at ease straightaway. They put a plan in place that was affordable for me yo meet. Reviewed on: 12th May 2026