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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14715 reviews)

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4.95

Based on 14,715 reviews, last reviewed 31st Dec 2025

67% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (14715)

Unjudging

They are easy to talk with and are very understanding. They don't judge and just want to help. Reviewed on: 23rd May 2025

If I could leave a 10 star rating I would.

If I could leave a 10 star rating I would. I was almost at breaking point financially. I couldn't see a way out....I was then told about Stepchange. I made 1 phone call and everything changed. They eased all my fears and concerns. Told me what to do, since then no more calls from creditors, no debt collection visits and no CCJ. One affordable payment, that was nearly 7yrs, ago. I am so close now to not owing a penny to anyone in this world. Reviewed on: 23rd May 2025

Very helpful, informative and non judgmental

Very helpful, informative and non judgmental Reviewed on: 23rd May 2025

I came to stepchange not knowing how I would get m...

I came to stepchange not knowing how I would get my finance under control.Then I found step change they helped me sort out my problems and now I feel in control thank you stepchange . Reviewed on: 23rd May 2025

StepChange was a life line.

StepChange was a life line. I'd become depressed with my debt which I never seemed to get smaller. Most of my payments were being taken up on interest. Due to this interest, I was running out of money by the end of each month and then had to 'borrow' again from credit cards just to survive. StepChange sorted everything for me and they have been friendly and caring when I've needed to contact them. I can honestly say that I don't know where I'd be today without StepChange and if you're in need of debt help like me, don't hesitate to contact them. Reviewed on: 23rd May 2025

Stepchange literally changed my life!

Stepchange literally changed my life! I used to wake up with a feeling of dread everyday. But after taking the step to contacting Stepchange I felt a huge weight had been lifted off my shoulders and I could finally breathe again knowing that I was making one payment a month instead of multiple. And the interest stopped instead of just paying off minimum payments every month and not getting anywhere. I would recommend Stepchange to everyone. Just take that first step to freedom from stress. Reviewed on: 23rd May 2025

When at my lowest and thinking of nothing more than...

When at my lowest and thinking of nothing more than debt they helped me Reviewed on: 23rd May 2025

Excellent service very understanding,

Excellent service very understanding, made you feel comfortable talking about your debt and very helpful. Took away a lot of stress and worry and they contacted your debtors for you and sorted it out with them on your behalf Reviewed on: 23rd May 2025

StepChange the listening ear !!

StepChange listened and guided me to positive choices and as a result on the last of my debtors and should be one hundred percent clear within the next 24 months or less following the turmoil of 2008 credit crunch affect. Reviewed on: 23rd May 2025

It’s always been a good experience with the customer...

It’s always been a good experience with the customer service team each time I call them. Reviewed on: 23rd May 2025

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