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StepChange: Debt advice reviews

4.92
Based on 18,668 reviews, last reviewed 25th Jul 2026
75660% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Made me feel at ease explaining my situation, helped... Made me feel at ease explaining my situation, helped us so much Reviewed on: 25th July 2026
 Lmozo's avatar
Lmozo

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18669)

Review of the StepChange, Debt advice:

It was absolutely fantastic help from start to finish.

5
It was absolutely fantastic help from start to finish. It took 8 days in total. I'm sitting here now a lot happier than I was 3 weeks ago. They put me forward (against their recommendation) for a DRO, which was passed 2 weeks ago, and because I have their backing, I have been able to liaise with my creditors a lot easier, and they have actually helped me due to my underlying health issues. Thank you to them all from Stepchange and also Money Wellness (the people who organised my finances and submitted my DRO application) From the bottom of my heart, THANK YOU. They all deserve credit and praise for their hard work. Reviewed on: 24th August 2024

Very helpful staff and polite staff friendly

5
Very helpful staff and polite staff friendly Reviewed on: 9th May 2026

I I didn’t no which way turn with my dept then a fri...

5
I I didn’t no which way turn with my dept then a friend told me about step change . It the best thing I did contacting them . I have gone in to tell other people about step change . All round excellence. Reviewed on: 9th May 2026

Escaping debt through financial coercion

5
In 2024, I got out of a financial coercive relationship. My partner had goaded me into gettting loans and shopping on a popular online catalogue. I was in a huge amount of debt and reached out to StepChange. They gave me the advice I needed and now I'm on a debt management plan and it has taken all of the worry off my shoulders. I now have better control of my finances and can even afford the odd treat for myself. I can't recommend them enough! Reviewed on: 9th May 2026

Great Service

5
always have been good to talk with, and quick problem solving team ..excellent Reviewed on: 9th May 2026

Help is out there!

5
The customer service is excellent, they are understanding and very helpful and sort your needs to suit your budget, which relieves the stress. Reviewed on: 9th May 2026

Help when needed...

5
when I was having trouble a few years ago your staff were extremely helpful and I would still have been a terrible place without their help Reviewed on: 9th May 2026

Help available when needed

5
You helped me to sort out my affairs and stopped the worrying. Reviewed on: 9th May 2026

Supportive and Understanding During a Difficult Time

5
I was really anxious about dealing with my debts, but StepChange made the whole process much easier than I expected. They’ve been supportive, respectful and understanding throughout, especially when my income changed recently. Having a manageable plan in place has made a huge difference to my stress levels and helped me feel back in control of my finances again. I’m very grateful for the support and would highly recommend them. Reviewed on: 9th May 2026

This was the best thing I have done.

5
This was the best thing I have done. The staff are amazing they are calm and understanding. Reviewed on: 9th May 2026

Unbearable amount of debt I was paying each month, b...

5
Unbearable amount of debt I was paying each month, but with the help of stepchange they managed to get my payments down to a very small affordable amount. Thank you very much step change.I simply could not have done that myself, I can’t praise them enough. Reviewed on: 9th May 2026

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