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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18665 reviews)

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4.92

Based on 18,665 reviews, last reviewed 16th Jul 2026

75600% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Escaped my debt with step change help I was so worried about my debt they took all my details and contacted all the people I owed put a payment plan in place this was taken out on the 21/... Read more Reviewed on: 16th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18665)

Review of the StepChange, Debt advice:

Caring understanding helpful

They helpt me when I was at the end of my tether.They listened,reassured me.Made me feel confident, in dealing with my problem.So I would say simple the best and thank you. Reviewed on: 22nd July 2021

Get the help - it's life changing

I was in over my head with debt before I spoke with StepChange. My circumstances had changed and I found myself a single parent. I believed I needed to pay off the money I had spent (I didn't want to be "bailed out") but I had got myself in such a bad position that I was only paying interest, couldn't afford to live, and couldn't see myself getting through it. I only wish I'd asked for help sooner so the interest hadn't piled up so high. I'm paying into a DMP and it's satisfying to know I eventually will have paid off every penny I owe. With their help, I've become so much better with money and have learnt to budget. They're amazing and I recommend them to everyone Reviewed on: 8th May 2026

Just extremely helpful and reassuring!

Just extremely helpful and reassuring! Reviewed on: 8th May 2026

Great help from start to finish.

Great help from start to finish. Achieved more than I expected and have alleviated a great deal of stress. Reviewed on: 8th May 2026

They made a difficult experience so easy, cannot pra...

They made a difficult experience so easy, cannot praise them enough. ..so happy I decided to let them act for me.....superb Reviewed on: 8th May 2026

At my wits end!I

I did not know how I was going to cope with my debts, until I contacted Step Change. I feel like a ton weight has been lifted from my shoulders and I can breath easy knowing that my bills will get cleared in an affordable and timely way, thanks to Step Change. Reviewed on: 8th May 2026

Excellent service

Helps manage debts in one place. Reviewed on: 8th May 2026

I was very stressed about my situation and this has...

I was very stressed about my situation and this has really taken a weight off Reviewed on: 8th May 2026

Don’t ignore your debts!

Have been with S.C. a few years now. Have eased the anxiety I felt with my outstanding debts and helped me reduce my debts. Knowing they are always at hand to listen and help and not judge. Reviewed on: 8th May 2026

I was in absolute despair until i turned to stepchange.

I was in absolute despair until i turned to stepchange. They have been a god send and without their help i dont think i be here now. staff are amazing and very understanding. Reviewed on: 8th May 2026

the staff helped me through a difficult time

the staff helped me through a difficult time Reviewed on: 8th May 2026

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