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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18651 reviews)

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4.92

Based on 18,650 reviews, last reviewed 28th Jun 2026

188650% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Non judgemental and really support you what ever you... Non judgemental and really support you what ever your situation. Very easy to talk to and so much support on your journey to being debt free Reviewed on: 28th June 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18651)

Stepchange. Life savers for me.

I turned to Stepchange 3-4 years ago when I was at my wits end with escalating interest on my outstanding debt. I had serious health issues, mobility and mentally. I was in a deep depression, knowing there was no way out, and I started having really bad thoughts. I was introduced to Stepchange and given a genuine lifeline, where they assured me "Not to worry, things will be fine" and sure enough I pay a small amount each month and started to believe I could get through this. I still worry but nothing like I had done in the past. I still have a marriage and a life, which is down to Stepchange. My advice is don't be alone in debt and seek help. Reviewed on: 8th May 2026

Discovering Stepchange was life-changing.

Discovering Stepchange was life-changing. Lost earnings during lockdown meant I couldn't keep up with credit card payments and then interest piled on making it completely unmanageable. Step change gave me advice, got all interest frozen and helped me set up an affordable repayment plan. I can't recommend highly enough. Reviewed on: 8th May 2026

No worries

I have been with stepchange for a while they are very reliable I feel less worried when I speak to them Reviewed on: 8th May 2026

The service is awesome, at a time of being down it h...

The service is awesome, at a time of being down it helped so much. Reviewed on: 8th May 2026

Don’t worry about debt !!

I went to step change with a lot of debt now after 7 years my debt is under control Reviewed on: 8th May 2026

Would recommend 100%!

Would recommend 100%! Staff are always really sensitive and helpful with such a tough life situation! Reviewed on: 8th May 2026

I now pay 1 amount lper month haven't got the worri...

I now pay 1 amount lper month haven't got the worries that. I had step change have been brilliant Reviewed on: 8th May 2026

StepChange changed our lives.

StepChange changed our lives, it took away all the pressure of our debt and helped us to a better life. They helped us so much and came up with a solution to pay off our debts. Reviewed on: 8th May 2026

Take the first step! You won’t look back!

Step change helped me with debt when I felt trapped and didn’t see any way out. It gave me options of affordable amounts which were annually reviewed with my income & expenditure. They had all communication with my debtors which reduced my anxiety. If I felt my payments were too high to cope with as I was struggling, I could contact them and we could discuss it and see if we could reduce the payment. So happy I took the step to get the help I badly needed. All the support staff are helpful and non judgmental. Make that brave step, you won’t regret it. Reviewed on: 8th May 2026

So glad we contacted Stepchange

The best thing we ever done was to contact Stepchange. The stress we were under financially lessened with they're help.They are understanding and patient, they didn't judge us. I wish we had seeked help sooner, we have been using them for about four years, still have two years to go, but everything we owe is being paid, we can't thank them enough. Reviewed on: 8th May 2026

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