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StepChange: Debt advice reviews

4.92
Based on 18,660 reviews, last reviewed 8th Jul 2026
189050% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I had a 10. MY CRITIQUE I had a 10.5 hour lower back spinal surgery which made it difficult for me to even sit for a certain length of time. However, this form is so long and... Read more Reviewed on: 8th July 2026
Ernest Obeng's avatar
Ernest Obeng

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18660)

Review of the StepChange, Debt advice:

Supportive and Caring

5
Stepchange is the understanding, none criticising option for anyone who has unfortunately fell into debt I would sure recommend them. Reviewed on: 3rd August 2021

The Relive factor

5
Informative,stress relief ,kind very helpful making the best decisions for you. Reviewed on: 7th May 2026

Someone who listens

5
Actually listened to my debt problem, offered exceptional advice & are always there when you need them. A hassle free service with someone to speak to if you have any problems. A slight hiccup when I first applied was rectified and put into action within 48 hours. Would definitely recommend to anyone who has a debt problem or just needs some advice. Reviewed on: 7th May 2026

Financially struggling until joining StepChange

5
My partner and myself were really worried about the dept we have with various creditors, we were struggling very much financially to keep up with just the minimum payments. We found it impossible to afford costs if living too. StepChange really helped us with a financial plan. We are gradually getting better and we are really grateful for StepChange help. Reviewed on: 7th May 2026

After years of struggling to pay individual Creditor...

5
After years of struggling to pay individual Creditors, I finally asked Stepchange to help. They now pay all my creditors from my single monthly payment to them. Advisors were sympathetic and understanding throughout with email and text communicaiton during all stages of the process Reviewed on: 7th May 2026

Helped me see a future

5
Before being put in touch with step change worried for the future after Covid but step change made it so easy to see a future and helped me sort a manageable repayment plan Reviewed on: 7th May 2026

Received a great help with my dept management with d...

4
Received a great help with my dept management with dept change . Every member of the team gives me a lot of help , support and advices. Reviewed on: 7th May 2026

Now I can breathe

5
reassuring without judgement, understanding and made me feel at ease throughout the whole process. they cared, they wanted to help - you could tell it was more than just a job for them. the relief i felt afterwards was almost unbelievable. I'm a different person now, if your considering your options, stop just call them now, you wont regret it. Reviewed on: 7th May 2026

Was reassured and was dealt with with humility and k...

5
Was reassured and was dealt with with humility and knowledge made me feel lots better about my situation Reviewed on: 7th May 2026

I would be still going around in circles in debt

5
I would be still going around in circles in debt if it wasnt for step change. They changed my life Reviewed on: 7th May 2026

After struggling month after month, trying to find e...

5
After struggling month after month, trying to find enough money to pay the bills and feed my family, endless sleepless nights and constant stress, I was recommended StepChange. They are completely nonjudgmental, extremely compassionate and have helped me through a very difficult period in my life. I can recommend them to anyone who needs financial help. Reviewed on: 7th May 2026

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