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StepChange: Debt advice reviews

4.95
Based on 14,715 reviews, last reviewed 31st Dec 2025
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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0%
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Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025
Debbie P's avatar
Debbie P

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (14715)

StepChange have changed my life .

5
StepChange have been fantastic, they took the stress out of managing my debt which has really helped me. The process is easy to follow, the online portal is user friendly and has lots of information. They take you step by step through everything! I am so happy I decided to contact StepChange and they have really helped me to take charge of my finances and resolve my debt issues Reviewed on: 23rd May 2025

Very very sorted out my financial problems ,huge rel...

5
Very very sorted out my financial problems ,huge relief. Reviewed on: 23rd May 2025

Staff are understanding and helpful I was at the sta...

5
Staff are understanding and helpful I was at the stage of not knowing what to do after I lost my job , these people saved my life Reviewed on: 23rd May 2025

Simple, quick & reassuring

4
It's been great & fairly simple setting it up & them working out all the budgeting. Also slightly reassuring you have the support of someone else in these difficult times. Only slight negative I have is that is is difficult to speak to anyone/ get a response straight away to queries. Reviewed on: 23rd May 2025

always acting in my best interests

5
always acting in my best interests Reviewed on: 23rd May 2025

I was worrying about debt, then heard about step cha...

5
I was worrying about debt, then heard about step change, hesitated for a few weeks kept thinking about it and then contacted them. I really wish I done it sooner it has helped me sort finances and contacting companies. Would absolutely recommend if you are worrying don’t hesitate. Reviewed on: 23rd May 2025

Very helpful and understanding staff, I no longer fe...

5
Very helpful and understanding staff, I no longer feel alone when dealing with my debt, I feel so much calmer and happy with the resolution that we came to together, with a payment plan that I can manage, staff liaise with all my creditors so I don't have to. Reviewed on: 23rd May 2025

I felt I was drowning and been harrased but stepchan...

5
I felt I was drowning and been harrased but stepchanged that for me it gave me breathing space. I have recommended family and friends that were struggling Reviewed on: 23rd May 2025

Coaxed into paying more than was affordable

1
Coaxed into paying more than was affordable Reviewed on: 23rd May 2025

They were very helpful and very quick acting to sort...

5
They were very helpful and very quick acting to sort everything out for me. It’s took a lot of money worry away from me. I would definitely recommend anyone who is struggling with debt to get in touch with stepchange Reviewed on: 23rd May 2025

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