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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14715 reviews)

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4.95

Based on 14,715 reviews, last reviewed 31st Dec 2025

67% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (14715)

Feeling Good

I overspent big time on credit cards and Step Change helped me so much ,please get help you won’t look back Reviewed on: 23rd May 2025

Stepchange helped me see a way forward when I though...

Stepchange helped me see a way forward when I thought I was going to lose everything. They did not judge me or the position I was in and explained all the options available to me. The ongoing support is invaluable. Reviewed on: 23rd May 2025

As if I was saved from drowning, plenty of light at...

As if I was saved from drowning, plenty of light at the end of the tunnel Reviewed on: 23rd May 2025

Step Change - so helpful. Amazing service.

Step Change were so friendly and helpful and professional. I had been so worried about calling but they were amazing. I went from being in total despair to relief and having a light at the end of the tunnel. Every person I spoke to treated me with such respect and didn’t look down on me. They were so kind. Totally recommend them. Reviewed on: 23rd May 2025

Stepchange

I have been with Stepchange for many years with what began as overwhelming debt problems now close to being paid off. I would have no hesitation in recommending Stepchange for debt management. Reviewed on: 23rd May 2025

Help me from sinking to surviving at a time that was...

Help me from sinking to surviving at a time that was crucial. Reviewed on: 23rd May 2025

StepChange"stepped" in and took charge

In total despair before StepChange"stepped" in and took charge and set up my debt plan,made it affordable so I could pay my debts and still manage to live Reviewed on: 23rd May 2025

Understanding customer service

Very understanding customer service as money problems are always embarrassing but I felt very comfortable talking to Stepchange. No judgement just practical help Reviewed on: 23rd May 2025

Stepchange are the best

Stepchange put my mind at rest, negotiated with all those that i owe so i could only pay what i can afford. Reviewed on: 23rd May 2025

StepChange literally changed my life.

To say that StepChange changed my life would be an understatement. I had amassed debts through no real fault of my own (reduced family income along with redundancy and a critical illness in my family), but was losing sleep and worrying about how I could possibly replay back what I owed. StepChange supported me with a realistic debt management plan with my creditors where I could afford monthly payments while stopping interest accruing at a frightening rate. I have almost paid it off now, but my credit score has already improved again which means I have options and hope for the future for me and my family. I should have made these decisions even earlier but was embarrassed. StepChange restored my dignity throughout the whole process - for the first time, I did not feel alone with dealing with my debts. Reviewed on: 23rd May 2025

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