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StepChange: Debt advice reviews

4.92
Based on 18,574 reviews, last reviewed 5th Jun 2026
185250% increase in 5 star reviews
in the past 90 days
1400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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Latest highest rating:

5

Thank you Stepchange In the past, I faced challenges with my debts, and the interest kept increasing until I was recommended to contact StepChange. Since that time, my deb... Read more Reviewed on: 5th June 2026
Col T's avatar
Col T

Latest lowest rating:

1

Gave me great peace of mind knowing I was able to ta... Gave me great peace of mind knowing I was able to talk to someone Reviewed on: 28th May 2026
Andrew l's avatar
Andrew l

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18574)

Review of the StepChange, Debt advice:

Retaking control

5
You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

Really understanding, passionate about helping peopl...

5
Really understanding, passionate about helping people that are in difficulty.Saved me. Forever Greatful. Reviewed on: 28th May 2026

Big help with my debt’s & finances

5
Hi I’ve been on a debt management plan through the assistance of Step Change for 12 years now.They have helped me to control my spending & take hold of my finances. I have since not gotten into any new debts & have steadily been paying off what I am owing. I am very happy to recommend them to anyone who needs help with their finances & debts. With. Gratitude Many thanks JAY Reviewed on: 28th May 2026

Very supportive from the get go!

4
Very supportive from the start. Given impartial advice and directed to what my best option was. Took a great weight off of my shoulders. Reviewed on: 28th May 2026

Great Service

5
Great customer service and great advice ,nothing was too much trouble also the advisors do not try to rush you off the phone . Reviewed on: 28th May 2026

Transparency with Step Change has been very helpful...

5
My experience with Step Change has been very helpful, informative as well as clear and concise. The advice I was also given was helpful as in options of DMP as well as transparency. Reviewed on: 28th May 2026

A fantastic charity that do amazing work

5
A fantastic charity that do great work for people that are going through tough times. The staff are always helpful, kind and caring. Reviewed on: 28th May 2026

Excellent Service

5
It's always more difficult to say something when everything is really positive never had an issues contacting speaking to and seeking any clarifications Reviewed on: 28th May 2026

Life changing and very non judgmental

5
All the the staff I have spoken with on the telephone at StepChange are always-without fail -business like, clear, non judgemental and have treated me with the utmost respect. They have helped me get on the journey of rebuilding my finances and therefore my life, in helping me sort out paying off some serious debt in a way I can afford. I am not finished yet but I can now see light at the end of the tunnel, which I will always be grateful to StepChange for. I would highly recommend them especially if you feel isolated and not sure of which way to turn for support. Reviewed on: 28th May 2026

A STEP to CHANGE direction in the right way

5
Step change really is a CHANGE for the better. They understand peoples position and difficulties financially.. I was very aprehensive when first contacting them to guide me through my debt problems.. What a suprise though. They really are more than just a debt management company. They bring a personal touch to managing your money problems. Their advice is priceless and they go to great lengths to support every customer.. Even to a point of offering additional advice for counselling.. Remarkable service and should be considered by anyone who has financial problems not matter how big or small.. 10/10 Reviewed on: 28th May 2026

Very Supportive.

5
Since being put in touch with them many years ago now, they have been very supportive, we were in dire straits they helped get us on an even keel, and have been with us ever since. Reviewed on: 28th May 2026

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