Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 14,715 reviews, last reviewed 31st Dec 2025
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025
Debbie P's avatar
Debbie P

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Review StepChange: Debt advice now

Help others make smarter decisions by sharing your own experience. Write a review

StepChange Debt advice reviews (14715)

Supportive, non-judgemental

5
The telephone advisor was so very patient and understanding, I struggle on line, the telephone support I received was superb, non-judgemental and gave me encouragement to move forward with a realistic plan. Reviewed on: 23rd May 2025

Take that first step for peace of mind

5
I was at my wits end wondering how I was going to manage my debts when a change in circumstances left me with a lot less money coming in .Step change offered me support and reassurance setting up affordable monthly payments dealing with everything and contacting all my creditors. Reviewed on: 23rd May 2025

Great experience

5
Definitely would recommend very helpful llllllllllll Reviewed on: 23rd May 2025

Non judgmental advice and very efficient help.

5
Non judgmental advice and very efficient help. Always been treated with respect. Help is always on hand when I’ve needed it. Reviewed on: 23rd May 2025

Linnyjo?

5
Was so worried about debts and high interest payments Step Change were a life line helped me sort all my finances and made my money worries disappear with one monthly payment I can afford fantastic company. Please don’t hesitate to use them just that one phone call can really change your life around. Thank you again Step Change Reviewed on: 23rd May 2025

StepChange made the process so simple when it was a...

5
StepChange made the process so simple when it was a very stressful time. They were very supportive and understanding. Reviewed on: 23rd May 2025

Excellent from start to finish

5
Excellent from start to finish, no hassle nothing was to much and really helped me so much. Reviewed on: 23rd May 2025

Very grateful

5
You helped me so much after the passing of my husband, very grateful Reviewed on: 23rd May 2025

Incredible service providing real relief when you mo...

5
Incredible service providing real relief when you most needed. Great customer service too. Almost unbelivable for a free service ;) Reviewed on: 23rd May 2025

I am relieved to have my outstanding accounts all in...

4
I am relieved to have my outstanding accounts all in one place. . Reviewed on: 23rd May 2025

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 5.00 from 6 reviews
    StepChange
    View all products