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StepChange: Debt advice reviews

4.95
Based on 14,715 reviews, last reviewed 31st Dec 2025
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025
Debbie P's avatar
Debbie P

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14715)

Review of the StepChange, Debt advice:

Caring understanding helpful

5
They helpt me when I was at the end of my tether.They listened,reassured me.Made me feel confident, in dealing with my problem.So I would say simple the best and thank you. Reviewed on: 22nd July 2021

Great serviceMade me feel in control of my situation.

5
Made me feel in control of my situation. Setting out my income made me reflect on my spending. Reviewed on: 23rd May 2025

Instant peace of mind

5
After contacting Stepchange I felt like a massive weight had been lifted from my shoulders. Every advisor I spoke to was so helpful and understanding and I had every confidence in their ability Reviewed on: 23rd May 2025

Stepchange changed my life

5
Stepchange changed my life, at a time when I couldn’t see a way out this amazing charity enabled me to see the wood for the trees and took a huge weight off my shoulders which was starting to feel increasingly difficult to cope with. Reviewed on: 23rd May 2025

Changed my life that all can say.

5
Changed my life that all can say.i was surving but the toll on my mental health was exhausting. Honestly contacting step change was the best thing I could have done Reviewed on: 23rd May 2025

I was very nervousd ringing Stepchange but no need.

5
I was very nervous ringing Stepchange but no need. The staff were so friendly and helpful. None Judgemental and outlined opinions available to me. Reassuring and kind. Explained the next steps and great at keeping in touch. Excellent service Reviewed on: 23rd May 2025

I was very impressed with the professionalism and em...

5
I was very impressed with the professionalism and empathy shown during the process. Reviewed on: 23rd May 2025

I am so happy and lucky you are brilliantRuta!

5
I am so happy and lucky you are brilliant!!! Reviewed on: 23rd May 2025

My overall experience with you has been disappointing.

3
My overall experience with you has been disappointing. I am still sorting creditors which I thought you were there to help me. I appreciate you are a charity but experience has been poor. Reviewed on: 23rd May 2025

Lifesavers

5
All the anxiety, stress, embarrassment… they made it all go away. If you’re struggling I know how hard that first call is. They have heard it all before, wont be phased and won’t judge. They know how you feel and they do everything to help. Cant recommend enough. Reviewed on: 23rd May 2025

Life savers!!!

5
Great company, gives me peace of mind when dealing with bills. Reviewed on: 23rd May 2025