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StepChange: Debt advice reviews

4.92
Based on 18,577 reviews, last reviewed 6th Jun 2026
185400% increase in 5 star reviews
in the past 90 days
1400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Debt advice I sought debt advice which was the first massive step, step change helped with the rest and made everything more manageable.I can’t thank them enough,... Read more Reviewed on: 6th June 2026
Julie Hawes's avatar
Julie Hawes

Latest lowest rating:

1

Gave me great peace of mind knowing I was able to ta... Gave me great peace of mind knowing I was able to talk to someone Reviewed on: 28th May 2026
Andrew l's avatar
Andrew l

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18577)

Review of the StepChange, Debt advice:

Retaking control

5
You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

Great support

5
The application process is simple and the support they give makes a huge difference to take off financial pressure during difficult times. Creditors respond really well to them as well and accept payment plan without pushing you in more issues. Reviewed on: 28th May 2026

Helped me massively when going through a very diffic...

5
Helped me massively when going through a very difficult and stressful time in my life, they wrote to all my creditors and dealt with communication, easy set up payment plan Reviewed on: 28th May 2026

Great service

5
Great and professional service all round Reviewed on: 28th May 2026

Great company

5
Brilliant service, very informative and helping me sort out my debts. Reviewed on: 28th May 2026

Excellent service lynda45

5
Excellent service had my review and al was sorted out ! Reviewed on: 28th May 2026

Step Change saved me

5
I was at a very low point, I gad contacted companies that helped with debt management but wanted to charge high fees. A friend of mine had heard about Step Change from a radio advert and told me about them. I feel like Step Change saved my life. I was at an extremely low point and felt I had very little options. Step Change gave me a positive way to address my situation and didn’t end up costing me extra money, that I didn’t have to spare. Thank you Reviewed on: 28th May 2026

Step change helped me when I had financial difficult...

5
Step change helped me when I had financial difficulties. They were calm emphatic, supportive. They set up a monthly payment plan for me.it was a huge relief. Reviewed on: 28th May 2026

You can breathe with StepChange

5
Since I registered with StepChange I was able to breathe, sleep and be normal. Staff is friendly, good listeners and empathetic. StepChange has been and are handling my accounts so amazingly and keeping me updated. Reviewed on: 28th May 2026

Dmp plan and step change resources

5
Have had dmp plan it works well for us and takes off pressure. Reviewed on: 28th May 2026

Helped me sort a payment plan out- did all the work...

5
Helped me sort a payment plan out- did all the work I wasn’t able to do! Set me a budget changed and worked with me as that has changed Reviewed on: 28th May 2026