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StepChange: Debt advice reviews

4.95
Based on 14,715 reviews, last reviewed 31st Dec 2025
86% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025
Debbie P's avatar
Debbie P

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14715)

Review of the StepChange, Debt advice:

Caring understanding helpful

5
They helpt me when I was at the end of my tether.They listened,reassured me.Made me feel confident, in dealing with my problem.So I would say simple the best and thank you. Reviewed on: 22nd July 2021

Very professional.

5
Very professional. Knew all the answers to my questions. Reviewed on: 23rd May 2025

Awful - Just made everything so much worst.

1
Just made everything so much worst. I things that were meant to be added to my plan weren't. I was given mis information told different things by different people. And i get more letters now from my lenders than i ever got before. Im 100 tomes more stressed with no end in sight. And i still can't afford my debt. Wish i had never bothered Reviewed on: 23rd May 2025

Stepchange has changed my financial life.

5
Stepchange has changed my financial life. Without their help and support, I couldn't afford to make the payments and to budget my financials. Thanks for the wonderful support. Reviewed on: 23rd May 2025

They can sometimes take a few days to reply to messa...

5
They can sometimes take a few days to reply to messages, but given the service is free, this is a very small inconvenience Reviewed on: 23rd May 2025

Greatful

5
I was really overwhelmed and stressed, unsure how to get help or where to start and stepchange really helped me. Reviewed on: 23rd May 2025

The help I received meant I could sleep again.

5
The help I received meant I could sleep again. Reviewed on: 23rd May 2025

Amazing staff

5
I found when speaking with step change were very kind and non judgemental and very helpful and patient Reviewed on: 23rd May 2025

Very helpful.

5
Very helpful. Brilliant peace of mind Reviewed on: 23rd May 2025

Excellent service, handled quickly and efficiently

5
Excellent service, handled quickly and efficiently Reviewed on: 23rd May 2025

Much appreciated

5
They've helped me manage my debts so I know what I've got left every month. Their customer service is excellent and they put me at ease about the whole process. I can now see me paying off what I owe in the future, which is a good feeling. Reviewed on: 23rd May 2025

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