Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 14,715 reviews, last reviewed 31st Dec 2025
86% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025
Debbie P's avatar
Debbie P

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Review StepChange: Debt advice now

Help others make smarter decisions by sharing your own experience. Write a review

StepChange Debt advice reviews (14715)

Never felt uncomfortable discussing my situation.

5
Never felt uncomfortable discussing my situation. Professional, knowledgeable and empathetic. Reviewed on: 23rd May 2025

Never felt better

5
From being very worried as to how I was going to pay my debts, to being very relieved and in a happier place. Reviewed on: 23rd May 2025

StepChange rescued me from a debt

5
StepChange rescued me from a debt that I could not find a way out of. They were kind and understanding. I am now debt free and very grateful to them. Reviewed on: 23rd May 2025

They helped me when i had health problems and was no...

5
They helped me when i had health problems and was not going to be able to afford to pay all my creditors back in full for some time Reviewed on: 23rd May 2025

Pleased we were able to get help from step change

5
Step change arranged my finances with minimum fuss and took most of the stress away Reviewed on: 23rd May 2025

Very understanding agent, easy to follow up on the w...

5
Very understanding agent, easy to follow up on the website Reviewed on: 23rd May 2025

Help is only a ph9be call away.

5
You were really good sorting things out for me in the beginning and when I was struggling a couple 9f months ago because of an unexpected bill you arranged my payments slightly differently to help out. Thank you so much. Reviewed on: 23rd May 2025

Extremely Understanding

5
Step change are extremely understanding , they support you every step of the way and their advice is very welcome. Reviewed on: 23rd May 2025

Thank you for saving my life and I advise all debtor...

5
Thank you for saving my life and I advise all debtors to contact or to use stepchange Reviewed on: 23rd May 2025

Life savers

5
I literally couldn’t have got through the last year without Reviewed on: 23rd May 2025

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 5.00 from 6 reviews
    StepChange
    View all products