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StepChange: Debt advice reviews

4.95
Based on 14,715 reviews, last reviewed 31st Dec 2025
86% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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3%
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Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025
Debbie P's avatar
Debbie P

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14715)

Review of the StepChange, Debt advice:

A friend told me about step change I was so worried...

5
A friend told me about step change I was so worried about my dept paying out more than I could I wouldn't no what I would of done without there help its Excellent service allows me to carry on without that worry . Reviewed on: 27th May 2025

Thank you very much for Big Help Because I have prob...

5
Thank you very much for Big Help Because I have problem mobility and I lost is not normal live. Reviewed on: 23rd May 2025

StepChange stopped me from drowning in debt

5
I was drowning in debt and couldn’t see a way out of it other than going down the bankruptcy route. After speaking to StepChange I was made aware of another path that still allows reduced payments to the lenders and keeps the pressure off. All going very well so far. Reviewed on: 23rd May 2025

Stress less

5
I was with another company who took a fee. Step change don’t take a fee. They don’t bother you with emails or phone calls as long as you continue with the payments. I felt relief and no stress when I went to StepChange for debt advice Reviewed on: 23rd May 2025

Amazing help.

5
I felt I was drowning in debt and couldn't see it ever ending, only getting worse. Someone recommended StepChange and it was the best decision I ever made. The entire process was simple and easy and now, after just 30 months I am totally debt free. I cannot thank them enough, they have given me a life again. Reviewed on: 23rd May 2025

Step change debt management

5
Very helpful and considerate great customer service explained everything in detail would definitely recommend.. Reviewed on: 23rd May 2025

So helpful put you at ease, professional and caring

5
So helpful put you at ease, professional and caring Reviewed on: 23rd May 2025

Can’t fault the organisation or their representatives.

5
Can’t fault the organisation or their representatives. I don’t have to you can’t be better than they are Reviewed on: 23rd May 2025

Stepchange heroes

5
I was drowning in debt no matter how much I tried to climb out of it. I was depressed and didn't see a way out until I contacted Stepchange. I can definitely say they saved my life. I was overwhelmed at first trying to sort all my finances out, but they made it so easy and helped me through every process. I did a DMP and am 4 months away from being debt free. They also have useful information and help so you don't get your into this financial position again. Would I recommend Stepchange? 100% yes. I really can't thank them enough. Reviewed on: 23rd May 2025

Life savers

5
Broke it all down I to manageable steps and liaised with third parties. Reduced length of repayments through negotiation. Reviewed on: 23rd May 2025

Fear and anxiety leave when Step change become invol...

5
Fear and anxiety leave when Step change become involved. They have helped beyond measure. I believed my circumstances would recover but they didn't. Think long and hard when deciding what to do. Reviewed on: 23rd May 2025

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